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I always thought that your current car insurance supplier would be more expensive?

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For the last two years my current car insurer has been the cheapest. Each time I shopped around they have beaten the lowest price from the major price comparison websites.
Is this a change in how Insurers operate?
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Comments

  • wongataa
    wongataa Posts: 2,707 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No.  Sometimes the best deal is with your current insurer.  Sometimes it isn't.  It isn't guaranteed either way.
  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    E sure  by any chance?
  • bigpappa
    bigpappa Posts: 306 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    roddydogs said:
    E sure  by any chance?
    Rias

  • I'm with Admiral since 2012, simply because I can't find cheaper comparable policy. 
  • TELLIT01
    TELLIT01 Posts: 18,028 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    It's just like the myth that package holidays are always dearer than booking each element separately.  Just a myth.  In both situations it's always worth checking.
  • Zorillo
    Zorillo Posts: 774 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    I couldn't beat my renewal quote this year but I had several quotes within £1 or £2 of the  renewal price. This made me think I was probably at the 'minimum' premium for someone with my profile, but it also could be coincidence. 
  • bengalknights
    bengalknights Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts
    for the last 3 years my renewals have been cheaper than the cheapest search result
  • garth549
    garth549 Posts: 486 Forumite
    Part of the Furniture 100 Posts
    Not always.  I've been with Aviva for more than 10 years and every year no one else can beat their renewal quotes for both home and car.  I do have several policies with them however which induces a discount.
  • My renewal is next week, I started on the comparison sites last week and all quotes were at least £30 dearer than I paid last year.
    Got my renewal from GA today, only £10 up on last year.... but £20 off if I renewed straight away!  result! Wish my home insurance was so easy.

  • cajef
    cajef Posts: 6,283 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Been with Direct Line for years, every year when i get my renewal I search the comparison sights if I find I can get it cheaper anywhere else I ring DL and they have always match the quote, just renewed this year and it was actually cheaper than the previous year.
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