What to consider in regard to "Portfolio exposure"?

Wilde00

Hi Guys,
I understand the concept of "portfolio exposure" (whether is an asset, a geography, a specific industry etc.) but I am not sure what other parameters OUTSIDE of my stock/shares investments should I consider.
Example: If I am a home-owner in UK, that would be a real estate asset in the UK geography, so I might factor that when invest in other stock/shares/funds.

Doubts:
1) I am NOT a house owner, I rent a 1 bedroom in London. Do I need to consider this expense or not, since I do not own the asset nor I have a debt linked to it (mortgage)
2) I am a UK employee; does it mean at all? (example: UK gets "screwed" after brexit and I lose the job, shall I invest in other geographies/currencies to reduce exposure since I already have a monthly earning?
3) I own shares and stock options of my company. They are also part of my portfolio so of course I should consider them too. But do I consider a "uk weight", since I am based and paid here, or shall I consider a "US weight", since shares/stock options are currently held in USD on a US platform (charles schwab). I work for a USA Company.

Thanks for clarifying my doubts...

Grogged

If you want to go to the Nth degree then whatever you own...

I think a better question for you is why do you want to do/know this as it's not clear from your question.
You can then identify what's in "scope" and categorise appropriately.

Linton

1) I would not include one's residence as part of your investment mix unless perhaps if it is highly desirable and you would be perfectly happy to sell if circumstances made that financially appropriate.

2) You should be thinking about single points of failure. If you lose your job because of the UK economy you dont want your investments to tank as well.  But you should be investing globally anyway.

3) You holding shares in your employer is obviously high risk as in (2) but also because shares in 1 particular company anyway presents a single point of failure. So I would say that your employers shares and stock options should only be a small part of your invested wealth anyway and not sufficient to make much difference.  If that is not the case perhaps you should consider selling them as soon as you reasonably can.

For how you would categorise these things, except for the actual shares I suggest you do not explicitly account for them as part of your investment portfolio but rather take them into consideration when deciding your desired investment allocations bearing in mind single points of failure.  It is difficult to see how you could assign an asset value to your job.

Sailtheworld

Any asset or liability should be considered when deciding how to invest because they all affect your risk exposure. An example being reliant on an employer for income whilst also being exposed to investment risk from owning shares in them. A lot of risks are correlated; someone who loses their job because of an economic downturn will likely see the value of their house fall, their pension may fall in value and even affect the size of any inheritance they might be expecting.

There isn't a magic formula so you just have to be aware of the risks. Anyone living & working in the UK is already very much exposed to the fortunes of the UK economy so do they need to invest in the FTSE100 for their pension - probably not.

I'm more interested in tracking net worth than investment growth. If you see how your net worth is made up then that should help inform where to invest (or at least where not to).

Wilde00

Thanks to you all. Yes, probably my goal was not super clear but reading your comments helped somehow. 
I guess the biggest thing to consider - in my situation - is having company shares.