We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

HELP! Can you check my defence for me? (Steps after Claim Form?)

2456710

Comments

  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    benjward said:

    @KeithP That thread you linked to earlier stated:
    FIRST THING TO DO - BUT NOT SOONER THAN DAY FIVE FROM THE 'ISSUE DATE':
    Acknowledging service of a claim

    Whoops! I realised that when I started reading. Good job I did. I was about to send a quickly typed defence through the portal before I found this forum!
    But the bit you didn't see was NOT SOONER THAN DAY FIVE FROM THE 'ISSUE DATE'

    You have reduced the time available for filing a Defence.

    With a Claim Issue Date of 2nd June, and having filed an Acknowledgment of Service on 3rd June, you have until 4pm on Wednesday 1st July 2020 to file your Defence.
    That's four weeks away. Plenty of time to produce a Defence, but please don't leave it to the last minute.

    Keep following the guidance in that thread you were reading earlier for details on how to file your Defence.

  • Le_Kirk
    Le_Kirk Posts: 25,096 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    benjward said:
    @KeithPSo which is it - paragraph 8 or paragraph 9? It depends on whether or not there was a Notice to Driver.
    I'm not entirely sure. I didn't receive a notice to owner, (I think because, at the time, I responded directly to the ticket put on my car.) 
    There is no such thing as a notice to owner, probably you mean notice to keeper, however, if you responded to the ticket on the car that counts as a notice to Driver (NtD) and you can now therefore pick the correct paragraph from the PoFA.
  • 1505grandad
    1505grandad Posts: 4,008 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Does the wording suggested in para 18 - implies D is driver - make the non-compliant NTK statement suggested in para 17 irrelevant?.
  • Umkomaas
    Umkomaas Posts: 43,790 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    benjward said:
    Umkomaas said:
    benjward said:
    @Umkomaas - no it was a parking bay allocated to a residence that I was visiting. (It was an AirBnb, so I don't know the owner, but I had a valid permit at the time. I just parked in the wrong bay because the paint was worn away.)
    OK - understood. A long shot ...... do you have any photos?

    Yes!! I have everything. All photos, the PCN, all my communications. Kept in a draw in anticipation for this day!
    That's good. Keep those for the Witness Statement stage, evidence isn't submitted with a Defence. 

    You certainly seem to have got your ducks in a row! 😊
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Private Parking Firms - Killing the High Street
  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    Although Im going to guess, given theyve identified the driver in para 17, that POFA wont be any use. 
    OP - did you, in your appeal to the Notice to Driver (NEVER a notice to owner, that is for council PCNs only), reveal the drivers identity?
    Yes or No. No umming or aaahing, a yes or no
    If you did, then you cannot use POFa *at all*
  • benjward
    benjward Posts: 46 Forumite
    Third Anniversary 10 Posts Name Dropper
    Although Im going to guess, given theyve identified the driver in para 17, that POFA wont be any use. 
    OP - did you, in your appeal to the Notice to Driver (NEVER a notice to owner, that is for council PCNs only), reveal the drivers identity?
    Yes or No. No umming or aaahing, a yes or no
    If you did, then you cannot use POFa *at all*
    No

    I called it 'my car' repeatedly throughout my back-and-forth letter correspondence with them (which I still have) And at no point did I say explicitly I was the driver. But I guess it could be assumed?

    I edited section 17 as such:

    The Defendant was not the only driver of this vehicle and the Particulars of Claim offer little to shed light on the alleged breach, which relates to an unremarkable date some time ago. A compliant Notice to Keeper (‘NTK’) was not properly served in strict accordance with section 8 or 9 (as the case may be) of the POFA.


    Because I wasn't the only driver of the car (ie. other people were on the insurance) and I didn't receive a Notice to Keeper, because I responded to their (handwritten) PCN.


    Should I just remove section 17? I'm not sure what relevance it has to my case. I'm assuming section 18, along with everything else will be enough?

  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    NO, youve been instructed not to remove it
    It means they have to prove they complied with POFA, or have some other way of holding YOU liable AS KEEPER. They have no way to do so. 
  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    I can tell from para 18 exactly who is likely to have driven the car. 
    Read it back to yoruself, and realise what youre saying. 
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Does the wording suggested in para 18 - implies D is driver - make the non-compliant NTK statement suggested in para 17 irrelevant?.
    Yes it does.

    Easily resolved by replacing the word Defendant with driver in para 18.
  • benjward
    benjward Posts: 46 Forumite
    Third Anniversary 10 Posts Name Dropper
    @nosferatu1001 Thanks, but I'm not sure I understand.
    I think that I have implied I was the driver (in para 18, and in my previous correspondence which takes a similar argument) 
    So if this is the case what should I do? 
    'NO, you've been instructed not to remove it' - Are you talking about para 17 here? So should I amend it?
    Thanks again for all the help.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.