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Time to switch investments? - Vanguard
Vet
Posts: 182 Forumite
Hello all!
Currently i'm investing with Vanguard in a variety of funds:
LS 100 - 22%
LS 80 - 51%
Retirement fund 2050 and 2055 - 6% and 2%
Emerging markets - 5%
All world High dividend Yield - 12%
After reading more into what each of the LS and Retirement funds offer, I feel the emerging markets and LS 100 may not be benefitting me much from having them.
My question is -
Should I switch the Emerging markets and LS100 into the LS80 or one of the retirement funds? Given the fact both units are down from January this year.
OR
Should I just continue to invest in emerging markets to give more exposure to the global market when compared to the heavy US/UK weighting of the LS funds?
I'm 26 years old so I am hopefully planning to invest for the next 30+ years. I currently invest around £1150 per month. The Value of the S&S ISA is around £10.1k
Currently i'm investing with Vanguard in a variety of funds:
LS 100 - 22%
LS 80 - 51%
Retirement fund 2050 and 2055 - 6% and 2%
Emerging markets - 5%
All world High dividend Yield - 12%
After reading more into what each of the LS and Retirement funds offer, I feel the emerging markets and LS 100 may not be benefitting me much from having them.
My question is -
Should I switch the Emerging markets and LS100 into the LS80 or one of the retirement funds? Given the fact both units are down from January this year.
OR
Should I just continue to invest in emerging markets to give more exposure to the global market when compared to the heavy US/UK weighting of the LS funds?
I'm 26 years old so I am hopefully planning to invest for the next 30+ years. I currently invest around £1150 per month. The Value of the S&S ISA is around £10.1k
0
Comments
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That is a most bizarre allocation. What was your reasoning for doing that in the first place?You could just hold one fund for similar effect.1
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Initially started with LS 80. Since its for a long term investment I wanted more risk, hence LS 100.Alistair31 said:That is a most bizarre allocation. What was your reasoning for doing that in the first place?You could just hold one fund for similar effect.
I then read into how the retirement funds would automatically reduce the risk as you're heading towards retirement age hence those 2 funds.
Emerging markets was to increase exposure to non-UK/US stocks.
Dividend fund for future income stream.0
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