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Muriel's Diary - almost debt free
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Thursday 9th
- Fuel - £30
- H0bbycraft - £23.30 (I got too excited when I got in there after months away and had no control
)
- C0-op - £4.49
- P0st Off1ce - £3.10
I haven't had any any surveys for the last couple of days, not for want of trying though.
I'm at home all weekend and I need to get a craft project done for someone's birthday at work. We've got a wh@tsapp group to discuss our colleagues big birthday and the person in charge of the collection was going to buy something and I stupidly said "oh I can make that" so now I'm making that. I bought a few little bits but I have got most of the things I need.
Other than chores and more digital decluttering, I want to get a few more eb@y items listed and stack up all the stuff for donating in the corner of the lounge ready to take soon. I've got a couple of items of furniture that I've fallen out of love with but while they are useful now, I don't want them in my flat once I've decorated. I'm debating whether to pack the stuff on/in them and store it in my big cupboard and then get rid of them. First world problemsLBM in 2015 - £7000 in debt 2020 - CC - £18 outstanding
Savings goals - home improvements / newer car / EF1 -
Saturday 11th
- Eb@y - £4.49
- NSD
- PA - £2.73
My Sunday night total for survey earnings is £7.18 and the 6 week total is £68.61. I'm £1.50 away from cashing out on Onepoll so I'm hoping to get there this week.
I've listed 6 more items on eb@y and if they all sell for the asking price, it'll be about £70 less fees but getting the space back will be great.
I've done a few niggly jobs this weekend, and it feels quite satisfying to have completed themI sanitised the kitchen plug hole, ran cleaner through the washing machine and I even cleaned that grubby little drawer for the fabric conditioner. I also emailed about a return of some clothes that is incorrect and sent off my pet insurance claim forms. And I've deleted 1200 more emails today which is a total of 7700 gone. I don't think I'm far off finishing now and the ones that are left are ones I need to keep so I'll put them in folders and then try and keep on top of it all. I'd like to then go through all my saved documents and delete stuff that isn't needed. There's bits all over the place, duplicate photos and things I've saved but I want it streamlined. A mammoth task before I start deleting things from my phone. There's 4500 photos (probably about 4000 of just my cats
) so I need to get rid of the rubbish ones. It's weird how a digital decluttering is just as satisfying as a physical decluttering!
LBM in 2015 - £7000 in debt 2020 - CC - £18 outstanding
Savings goals - home improvements / newer car / EF0 -
- NSD
- P0plive - £2
- Youg0v - 60pts (60p)
- PA - £2.50
- VO - £1.25
- £10 win on the p0stcode l0ttery
I had a bit of a push on surveys tonight and I've nearly earned more than I earned all of last week. So many screen outs on VO though!
Not a lot else to report moneywise. I'm waiting for my energy switch and for a refund on my vet visit, and some clothes I ordered. My phone handset is now paid off so I'll squirrel the £10pm away before it gets frittered. I've been paying £25 into a regular saver and that matures next week. I'm not sure how much interest I'll get but I think it'll be much less than I thinkI'm debating whether to just buy premium bonds every month instead and at least be in with a chance of winning something bigger!
LBM in 2015 - £7000 in debt 2020 - CC - £18 outstanding
Savings goals - home improvements / newer car / EF1 -
Hi...thank you for giving me a virtual 'push'! When you posted all your survey gains, I couldn't see the point of recording daily progress....
Now having been paid out by PA, £5, collected £15 on FB and sold 2 items on Ebay I can see a pattern emerging.
Thank you!x
1 -
Ah that's great, glad it helped a bit. I love recording all the little wins and seeing it add up. Although there was quite a chunk of time when I didn't do many or record it, I have got notebooks since 2015 with all my earnings and other income wins, it's quite fascinating to look back really
LBM in 2015 - £7000 in debt 2020 - CC - £18 outstanding
Savings goals - home improvements / newer car / EF0 -
Tuesday 14th
- Onep0ll - 40p
- PA - £1.25
- NSD
- Onep0ll - 10p
- Onep0ll - 30p
- PA - 63p
- P0plive - £3
- NSD
- P0plive - £3.......and hit the £50 payout
I'm going to stop recording my spends on here, it's not interesting, and absolutely nothing to do with my very spendy day yesterdayI went to get my hair done cut and coloured yesterday and blimey, was I overdue! It looks so nice now and I've had so many compliments when I posted the obligatory before and after photos on FB
I've sold 5 items on eb@y tonight, only 1 didn't sell which I'm really happy with. I think I should get around £75 when all the fees are taken which will be transferred to my savings.
My gas and electric switch is on, the first payment is being taken in advance so they'll be a crossover but hopefully it will all balance out eventually.
I'm still waiting to hear from the pet insurance but I'll leave it another couple of weeks before I email them. The other part of my clothes order was credited but they've not corrected their mistake in crediting a wrong item. There were 2 very similiar items with £2 difference, I kept one but they credited the other so bascially I'm £2 up. I don't want this coming back to haunt me so I'll email them again this week.
I'm taking a leaf out of DIA's book where she only keeps fabulous things in her wardrobe. Well in my little one bedroom flat, space is at a premium and while I have to keep some things for practical reasons, I only want fabulous things around me. I rehomed a oil burner and few months ago which was a present but it wasn't really my taste. Thanks to MarieKondo, I don't feel guilty, the present served it's purpose for the giver, it was joyful to receive, and I used it for a time but it didn't spark joy. So this week I saw an oil burner online from a small business and it should arrive tomorrow. Everyone winsI also gave away 2 fabric bags and a popular make of candle that I will never use and the recipients were happy. I read about someone recently that would stealthily give away items. They'd take a dvd or book to someone's house, and when they weren't looking, they'd put it with the rest of their hosts dvd's or books. While I don't really want to saddle someone else with my castoffs, it does amuse me to think of friends and family scratching their heads, wondering where that dvd or book came from
My Sunday night round up for this week's surveys is £15.03 and the total after week 7 is £85.74I'm 70p away from £25 on Onep0ll so fingers crossed for this week. I hit the £50 on p0plive today too.....it's so nice when weeks and months of surveys gets paid out. I need to up my game with y0ugov and VO as I'm over half way to payout but I find these a bit more hard work than the others I do.
LBM in 2015 - £7000 in debt 2020 - CC - £18 outstanding
Savings goals - home improvements / newer car / EF1 -
Blimey, I can't believe it's been a week since I logged in. I've been a busy little bee
Monday 20th- NSD
- PA - 15p
- NSD
- PA - 13p
- PA - £2.37
- NSD
- Onep0ll - 10p
- PA - £3.95
- NSD
- NSD
- P0plive - £3
- £18.12 cashed out of PA and transferred to my CHEFS account
- NSD
The Sunday night round up for week 8 of survey income is £9.70 (overall total of £95.44). Sadly only one Onep0ll survey this week which is annoying when I'm so close to payout
I made £78.24 after fees on selling a few items on eb@y so I'll transfer that to savings once everyone has received their items. I've listed 2 things on freecycle which are being collected tomorrow. I've got a big box of stuff, a bag of clothes and 1 small furniture item to go to the charity shop when I'm next passing, as well as bag of raggy clothes if they want them. I went to open a tin of tuna earlier but I couldn't find my tin opener. I haven't used it for months and I'm not sure what's actually happened to it. I fear it may have been decluttered though
I met a friend the other day for coffee and cake........she treated me bless her. We couldn't sit in so we sat in our own cars and chatted away. I haven't seen her since February so it was long overdue and much needed. I also met up with my folks which was so lovely, I hadn't seen them since last year. We sat in the garden having lunch and it was so chilled. No hugging but at least I've seen them. I managed to declutter something to them but then they gave me something they didn't want so I'm no better off!
It was my year anniversary of setting up a regular saver the other day and I found out how much interest I received. I've only been saving £25 per month so, well, I'm not quite sure what I was expecting but I was a bit disappointed to get £3.52. I've been chuckling all weekend to myselfOh well, better than nowt!
I finished off my little handmade scrapbook for a work colleague and everything else I needed to make is ready and wrapped. I'm just waiting on a "novelty" balloon to turn up. Don't askLBM in 2015 - £7000 in debt 2020 - CC - £18 outstanding
Savings goals - home improvements / newer car / EF1
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