Vanguard Life Strategy Minimum Investment

eskbanker

adindas said:

I understand the explanation here is that:

- Comparing Apple and Orange as they have different portfolio....

We were discussing two collective investments of differing degrees of diversification, rather than investing in two individual stocks, a marketer of overpriced consumer electronics and a French telco....

AnotherJoe

adindas said:

So, I intend to sell all Vanguard Life Strategy 100% Equity and buy the Vanguard S&P 500 ETF from the same vanguard platform. I understand there is no fee of doing this (?).

I keep my eye a few days a week until I see the line is crossing where Vanguard Life Strategy 100% Equity start to outperform Vanguard S&P 500 ETF and I will be switching it back to Vanguard Life Strategy 100% Equity at that point.

What do you think with this plan? Your input and critics on this strategy is very much appreciated.

Its laughably foolish. Sorry, but it is that clear.

If it  was that easy to predict what would happen in the future, everyone would be doing it and we would all be billionaires.

You've agreed "past performance doesn't indicate future" and yet you think by looking at the slope of a line on a graph (which is the past) you can predict what will happen to stock markets in the future ?

And FWIW if this did work it would be crazy to do it with these two funds, because VLS100 is about (from memory) 60% S&P500. SO you'd do better with a globl fund that excluded USA, and a S&P500 fund.

Though why stop there?. Why not just pick two shares and do the same with those?