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Hypno's cheaper than therapy debt diary.

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Comments

  • ooo thinking of you! Look forward to heaing how it goes & cant wait to see it when its done!! how exciting! Well done on the cleaning - if youre bored feel free to test another house!! Will have a glass of wine for you!! Cheers me lovely!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well, they are lovely lovely people. They have been round, and we have made plans for tomorrow. DS was in that silly "showing off but over tired" mood, so I had to keep telling him to calm down - he could have talked all night!!

    An early night required all round I think, as tomorrow is going to be a busy day. First thing in the morning I have to get the car to the garage to get these dashboard lights diagnosed.

    I have done something moneywise today, although not necessarily a positive thing in the eyes of some........because I have not started this job yet, and am unlikely to until the middle of January, it is unlikely that I will get my first full paypacket until the end of February which is a lifetime away! So I have taken two months payment holiday for January and February for the mortgage and two loans. The loans are on low APR and fairly close (ish) to term so the additional cost for the remainder of the term is less than the bank charges would be if I had a tight month, and the lady has changed my mortgage so that I can make flexible overpayments with no penalty, so although I am having two months off, I can overpay and catch up when I am able.

    So, hopefully it will mean we can get through the next couple of months without incurring charges, but it does mean the debt repayment won't go down as quickly as I would like until the salary starts hitting the bank.

    I need to put the revised figures in the spreadsheet and see how they pan out, but I am not sure if I am awake enough to do that at the min!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Needs must etc. I have the option to do that on our mortgage but i am trying to not do it until we need to which may be soon if i dont get any supply work in january.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • pania
    pania Posts: 8,258 Forumite
    :j :T :j :T :j :T :j

    YAY!!!!! THEY LET YOU HAVE IT!!! What time are you arriving at location number 2 tomorrow? I feel a change of office location coming on!!!! woooo!!!:rotfl: (joys of working at home and solely on a laptop! home can be anywhere that you choose and the boss doesn't find out!!:rotfl: )
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Oooh exciting about the filming hypno. I don't blame you taking the payment break if it takes some of the pressure off you. Good luck with the filming tomorrow xx
    January budget
    Nothing left!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yes, P, at ten past 5 today, they finally sorted it out. A Letter of confirmation has been requested but unlikely to be here before Christmas, so knowing my luck I will not hold my breath until it is actually here!! However, it is far more certain than it was yesterday!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Cant believe i missed the talk about david tennant and john barrowman- just to make you jealous watched them both on sky re runs tonight- absolute bliss!! my coffee only had brandy in though- i did think about choccies, i kept licking my lips and had to think of some excuse as hubby may suspect why i had flushed cheeks and kept pressing pause on the sky +, i did see the delectable david when he switched on some lights at blackpool but didnt get close enough.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Great news Hypno - really glad the pressure will be lifted and with money rolling in from the new job, you'll soon catch up. Also I was DELIGHTED to hear that you are going skiing in March. You certainly deserve it.

    Don't forget to tell us the date and time of your TV stardom. I'm hoping to watch it with karmacat. We will be GLUED to the screen.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Cant believe i missed the talk about david tennant and john barrowman- just to make you jealous watched them both on sky re runs tonight- absolute bliss!! my coffee only had brandy in though- i did think about choccies, i kept licking my lips and had to think of some excuse as hubby may suspect why i had flushed cheeks and kept pressing pause on the sky +, i did see the delectable david when he switched on some lights at blackpool but didnt get close enough.

    Sadly the request for David Tennant to make an appearance today was not successfully provided........am hoping he will turn up tomorrow otherwise I will have a major strop on Snaggles' behalf and walk off the set (ie out of my lounge!).

    :rotfl: at boredofbeingathome and her flushed cheeks though!!

    Seaxwyn, don't worry, we will let you know when it is aired -unlikely to be until February from what I gather, but we will get the BOGOF nibbles in and the reduced after the Christmas stockpile cava and make an evening of it :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Will look forward to watching along with everyone else- Very upset The Dr not appearing in your living room, am thinking of an MSE way to meet him- we could all sign up as extras, and work on both shows. I did think about the singing one for john barrowman but was the wrong sex- for the show not him- unforunately!!
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
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