📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hypno's cheaper than therapy debt diary.

13334363839431

Comments

  • rtandon27
    rtandon27 Posts: 5,727 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh Hypno you are so right!

    So easy to organize others, but so hard to organize ourselves!:rotfl:

    The 30-odd people at work that are kept organized through my efforts are free with the compliments...

    ...if only they knew the truth about my personal organization!

    When she's done trading places with you, would your 'tidy house' lady like a go at mine?

    Hope DS isn't too achy today & has recovered from his tumble.

    Have a wonderful afternoon & evening!

    RT
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    sounds like some of the people I've worked with at univesities Hypno :rolleyes: at least you're getting them sorted!

    I got myself into gear at last and listed some things on the small ads service where I work and got rid of 12 bottles of the showergel Tescos paid me to take away earlier this year for £4 all to the same person! It's taking OH and me ages to get through our stashes and our bathroom looks like we've got an obsession with shower, bath and hair products atm so that's helped clear it out and £4 more into my Olympic Challenge fund which hasn't done so well this time. Hopefully getting rid of some more things tomorrow too so think i'll make it to £500 now which is better than nothing!
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yes, it is a bit "do as I say, not do as I do". Goodness only knows what that says about me as a person, as all my clients say I give such good advice, and I make such a difference to their lives - pity I can't do the same to myself! If only :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    but everyones the same though hon, it's so easy to see what is going on and where the advice is needed when you are looking from outside the box, but when it relates directly to us we are two close to the picture to see the fluffy little ducks swimming peacefully in the pond at the edge.... if you see what i mean.... :confused: so it is only right that you would give your clients (and me on many an occasion:T ) such sound advice but not necessarily be able to do the same for yourself. ;)

    anyway i have an idea and i'll do you a trade, help me get organised with a spreadsheet for my finances and i'll trade you for an equal amount of time in housework. :D :beer:
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Fluffy ducks :confused: I'm lost :rotfl:

    Back from karate, and have rustled up some pasta for dinner, so can now finally sit down and catch up. I want to watch dispatches on Channel 4 at 9, because it is about the dreaded credit crunch, but also want to watch Dragons Den at the same time, so will have to watch one and then watch the other on Ch4 +1 meaning I will be later to bed than I want! If I record one, I just won't get round to watching it - always something else to do! Why is life never simple :confused:

    Tomorrow my only client has cancelled, so I have to have a blitz on the housework. Pania, you can come and inspect any time :rotfl:

    Ordered a pigsback voucher today - one to go in the "free Christmas 2008" challenge pile :T That means that at least one person will get a present next year :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That's a good start Hypno and plenty more from where they came from (vouchers)..I'm going to watch dispatches as well so will sign off now and catch up with you tomorrow
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Have a good evening, Taxi. you must be buzzing after clearing that credit card!! I hope you are able to sleep when the time comes :p
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    will you be around for an early one hon? got to be at site for 11(ish) but would be grand to have a cuppa before?
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Kettle will be on - see you whenever you are ready, as early as you like :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Back from watching dispatches now and I'm not tired..must be the excitement of the day...will spend an hour on here and see if that tires me..it must be nice meeting up with other debt free wannabees as you and pania do..it's nice that you are friends
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.