Hypno's cheaper than therapy debt diary.

Savvy_sewing

Tomorrow night, around 9 with DBF, although he wont be living with me, I really would value his opinion, as I would probably just be saying Yes yes for the space. But I am optimistic that the pros are outwaying the cons. Just cant have my dog.Biggest problem, is idea of loosing my dog. Now my bath is run. Be back in a while folks. I am excited that there is a house out there somewhere for me!! (US)

hypno06

I really hope it goes well for you. Enjoy the bath x

taxi73

great new mooloo..hope it goes well....hypno what a brill idea about paying the £1.50 off

hypno06

Hi Taxi! My signature has been amended to show the £1.50 difference... baby steps!!

Tomorrow I go straight from work to college so do eat a proper meal in the Mess at lunchtime, otherwise I am starved by the time I get home and too tired and too late to cook. So no money being transferred to the egg card tomorrow. However, Wednesday may well see another £1.50 debt reduction.......every little helps!!

taxi73

Every little does help that is right ..look after the pennies and the pounds will look after themselves so they say..you amaze me with the ideas that you come up with xx

hypno06

Most ideas are from this site, one way or another - it is just a case of putting them into action!

How are you today?

Verbatim

Hi Hypno,

Your sig is impressive....you're doing really well at the £10 a day challenge AND working full time in your new job, plus pub work, ski club work and a college course, not to mention student, house and children. You must be exhausted! I 'm glad you've got a holiday factored in there. You'll need it.

hypno06

Hi Verbatim - I'm sure I do no more than most people - and remember, I don't do housework!!

On a gloomy note, I see that the markets have fallen by over 5% in the last 24 hours, and this is a worldwide fall too. It could signify the beginning of a bear market or it could be just a blip.

Assuming it is a bear market it could last for a while, and this will bite throughout, we could enter recession, and I have no need to tell you what differences this can make to those with debt.

So, trying to turn this round, and be positive, I will say:

Woo hoo for the fact that I left the market a couple of years ago. I would take no delight in sitting at my desk watching screens of figures in red, with no control over them. I am in a better place than my previous colleagues right now, I am sure of that. (I slept last night, some of them won't have done.)

I will also take this as the reminder that I really need to throw every penny at my debt while I can, in order that should things get tough in the economy, I can reassess and ease off without (so much) panic. So, this is a positive thing, because it is acting as a motivator.

Phew, big thinking for such an early start :rotfl:

Have a good day everyone, today is college after work, so my long day. Will catch up later this evening xxx

Bunnyinthelights

Morning Hypno!
Were you a stock broker?

Surfbabe

Wow Hypno - very philosphical for so early in the morning (I agree by the way!!).

Hope you have a good day - have just spoken to DS to make sure he is up as he has an exam this morning - he is moving rooms on Friday and insurance have paid out for burglary.

Cold and dark here so don;t want to do much - hey ho thats life.