PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Are electronic signatures likely to be accepted by conveyancing solicitor?

Options
2»

Comments

  • sjc93
    sjc93 Posts: 91 Forumite
    10 Posts Name Dropper
    We're currently going through the conveyancing process on purchasing our first house, and our solicitors required everything as wet signatures to be posted to them, but they were okay with us scanning them on and sending them a PDF copy of our forms with our wet signatures in the interim.

    They're all legal documents, so I would be really surprised if they accept electronic signatures, especially those ones that need to be witnessed.
  • Wkmg
    Wkmg Posts: 232 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    sjc93 said:
    We're currently going through the conveyancing process on purchasing our first house, and our solicitors required everything as wet signatures to be posted to them, but they were okay with us scanning them on and sending them a PDF copy of our forms with our wet signatures in the interim.

    They're all legal documents, so I would be really surprised if they accept electronic signatures, especially those ones that need to be witnessed.
    The fact that they're legal documents doesn't mean they can't be electronically signed. It's interesting to know that your conveyancer wouldn't accept the electronic signatures though. Hopefully mine will. They do the ID check via MS teams so hopefully that's a good sign.

    https://www.lawgazette.co.uk/law/electronically-signed-deeds-are-legal-lord-chancellor-confirms/5103306.article
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You still haven't told us what these "documents" are. Things like engagement letters are going to be different from actual deeds which are intended to be registered. If you're at early stages I guess it's more likely to be the former and therefore more formal requirements wouldn't apply.
  • bucksbloke
    bucksbloke Posts: 439 Forumite
    100 Posts First Anniversary Name Dropper
    If you don't want to go to a Post Office - then you send Special Delivery via https://send.royalmail.com
    It says that you need to take the item to a Post Office but I always put it in a postbox and it gets tracked once it gets to the sorting office. 
  • eddddy
    eddddy Posts: 17,984 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 23 May 2020 at 5:04PM

    FWIW, where wet signatures are required, my solicitors have always sent me a pdf by email so that I can start reviewing it asap, with a paper copy in the post for signing, witnessing and returning.

    They discourage me printing out, signing and returning them - perhaps because they've had experience of clients using knackered printers, almost empty print cartridges, and Tesco value paper - but will agree if the timescale is tight.
     

    However advice from Land Registry which was updated on 20 May:
    HM Land Registry will, until further notice, accept for the purposes of registration a transfer and certain other deeds (see Deeds that can be Mercury signed) signed in accordance with option 1. The steps involved in option 1 where a transfer is involved are the following (and the same steps will apply similarly for other deeds):

    STEP 1 - Final agreed copies of the transfer are emailed to each party by their conveyancer.
    STEP 2 - Each party prints the signature page only.
    STEP 3 - Each party signs the signature page in the physical presence of a witness.
    STEP 4 - The witness signs the signature page.
    STEP 5 - Each party sends a single email to their conveyancer to which are attached the final agreed copy of the transfer (see STEP 1) and a PDF/JPEG or other suitable copy of the signed signature page.
    STEP 6 - The conveyancing transaction is completed.
    STEP 7 - The conveyancer applies to register the disposition and includes with the application the final agreed copy of the transfer and the signed signature page or pages in the form of a single document.
    STEP 8 - The application is processed by HM Land Registry following standard operating procedure.

    The conveyancers involved will clearly need to agree to option 1 being used before the process starts.

    Link: https://www.gov.uk/government/publications/execution-of-deeds/practice-guide-8-execution-of-deeds

    And

    Accordingly, HM Land Registry continues to require that the witness be actually present when the deed is signed, the witness then adding their signature. However, there is no reason why the witness and signatory cannot be separated by glass, so a signature could be witnessed by someone looking through a car or house window – if, of course, they were then able to see clearly the signatory signing.

    But I've only skim-read the above - so I may have missed some key info!

  • Wkmg
    Wkmg Posts: 232 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    davidmcn said:
    You still haven't told us what these "documents" are. Things like engagement letters are going to be different from actual deeds which are intended to be registered. If you're at early stages I guess it's more likely to be the former and therefore more formal requirements wouldn't apply.
    As my first sentence was "We just instructed..." I thought it would be clear I didn't mean the deeds but if you need me to be explicit, yes, it's just engagement forms and the like.
  • eddddy
    eddddy Posts: 17,984 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 23 May 2020 at 7:23PM
    Wkmg said:
    As my first sentence was "We just instructed..." I thought it would be clear I didn't mean the deeds but if you need me to be explicit, yes, it's just engagement forms and the like.

    In that case, in your position, I would
    • fill-in the forms electronically and return them, confirming in your email that you want to proceed. (The pdf signature feature isn't important, it doesn't add any value.)
    • And in the email I'd say something like "If you require the forms with original signatures, please send paper copies by post, and we'll sign and return them". 

    As your 'other half' is jointly instructing, it's less likely that the solicitor would accept an email that's just from you.

    Have you established how the solicitor is going to verify your ID? Often, a face to face visit to the solicitor's office with passport etc is the easiest way - but they might want to do things differently now.

  • Wkmg
    Wkmg Posts: 232 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Have you established how the solicitor is going to verify your ID? Often, a face to face visit to the solicitor's office with passport etc is the easiest way - but they might want to do things differently now.

    They do it via MS teams. We scan and send them our documents then appear on web cam with said documents at the appointed time.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.