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Comments

  • What an amazing result on the £2900 refund and well done on getting below £9k. Once the refund on the personal loan comes through too that will make a  massive difference then you can start to think about your future as your husband sounds like a nightmare to  live with. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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    The 365 Day 1p Challenge 2025 #1 £667.95/£451.50
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  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    So my daughter's room is finished finished and she's having one of her BFFs :smile: sleep over tonight. (First sleepover!) I've said I'll stop at Lidl on the way home and asked her what she wanted me to buy and she said "We're going to need /so many/ film snacks." :grin:

    I've been going to the gym before work everyday for the past 4 weeks- (5.50am start! :expressionless:) but I've 'slept in' today until 7.15am just in case they ended up staying up until the early hours and I need some energy reserves!
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Daughter was wiped out for most of the day on Saturday. We went swimming yesterday morning as she was back to full energy again after a decent night's sleep. 

    Work has changed payday to the last working day of the month which is much better (I think last year because of the bank holiday we only got paid on May 4th which was a bit of a wait) 

    Going to buy daughter a new mattress for her new bed this morning- budgeted £40 for it. 
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • keeping my fingers crossed that you will get a big pay out. Sorry to hear your having such a hard time at home. xx
    2025 Decluttering 13021⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • Glad you had a great weekend. Fingers crossed that the bank payout of refunded charges is significant. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

    The 365 Day 1p Challenge 2025 #1 £667.95/£451.50
    Save £12k in 2025 #1 £12000/£12450
  • So great to hear you had such a good weekend!! Bet it was lots of fun!

    Sorry to hear husband is being predictable, but dont let it drag you down. Keeping fingers crossed for you and the refunds.
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
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