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Everything happens for a reason, and your positive attitude is helping all these things to happen.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Good that the van and driver turned up at the right time but sorry about your finger. Sounds like you have things in place though.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
These things happen. It's a bit swollen today but the cut has healed cleanly. I've told all the kids I've joined a gang and laid someone out on the mean streets of (insert nice village name here) which they've found really funny.
Been told in the last 20 minutes that new neighbour (clearly feeling very guilty) has a friend whose getting rid of an immaculate and modern looking kitchen out of her house for nothing so workfriend is on sorting it out with her to pay some of her contactors to go and disassemble it and fit it at my new house (on the basis that it's a free kitchen which will save her paying for one in 6 months time) The kitchen was the only part of the house that was a bit rubbish. So that's lovely. The universe is coming up me.Bottom line;
£49k paid off
Car HP paid off
Debt Free!
Saved Escape fund and moved out.
Current focus; saving Emergency fund9 -
It's frankly no more than your due @Kakiste! Glad to hear your thumb is on the mend. Do you have a move in date? Love Humdinger xx1
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The Universe really is coming up for you. I can see you must be a true believer in the power of positive thought and the law of attraction. And you quite clearly show your gratitude to people and things when they do something good for you. Wish there were more people like you in the world. I know a couple of people, who moan constantly even when there is nothing wrong in their life. Take care. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
I do believe help comes when you most need it and mostly in unexpected ways, it's very well deserved - though maybe not the injury!
So happy things are falling into place for you both.
MFW
Starting debt :£287,410 -11/2020
2022 Closing balance £271,402.45
2023 closing balance £263140
Original end 11/2045
New end date :.......
Overpayments to date £574.4 (1/26)2 -
That’s brilliant news about the kitchen. No more than you deserve. Wishing you lots of happiness in your new home xx2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️1 -
You really deserve all the good things. I hope all goes well when you move in. Do you have a date?1
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So pleased everything seems to be falling into place for you ☺️1
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@Kakiste, I do hope that what I'm about to say doesn't cross a line or come across as critical, because I (plainly together with your posse of devoted followers) am so full of admiration for your grip, determination, competence and will to survive and thrive. This is an exciting but I think in some ways scary moment as you are breaking out of a controlling environment to freedom. Do you think that it's more important for absolutely everything to be just so before you move in; or is getting in the key with some work perhaps still to do? I do understand that stability for you and your DD is essential and I haven't seen the house; you have, you're on the spot and it's your life. I'm worried that seeking perfection (which is of course your absolute right) is going to delay this essential move to the point where it gets harder and harder. I do understand that things have been delayed by the woman in the next house. Apologies if this seems interfering or lacking empathy which is not my goal at all. I want the best for you. Love Humdinger xx7
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