Improving Credit Score when not eligible for Credit Cards

chriskh94

I am looking for ways to improve my credit score however, I checked the eligibility test for credit cards and all of them say that 0 out of 100 people in a similar position are accepted. Is there another way to boost my credit score or anything else you would advise me on doing?

surreysaver

What's keeping your credit worthyness down at the moment? Are you on the electoral role? 

[Deleted User]

chriskh94 said:

Is there another way to boost my credit score or anything else you would advise me on doing?

Well, there's always bankruptcy but I wouldn't recommend it if you want credit in the near future .

What do your three credit files show?

SnowTiger

chriskh94 said:

I am looking for ways to improve my credit score however, I checked the eligibility test for credit cards and all of them say that 0 out of 100 people in a similar position are accepted. Is there another way to boost my credit score or anything else you would advise me on doing?

In your other thread you mentioned you wanted to apply for your 'first credit card'.

I'm guessing that means you have a very thin credit file with few, if any, entries other than your bank account.

As mentioned in the reply to your other post, Vanquis, Aqua, etc may take a punt on you.

Barclaycard offers a credit building card: https://www.barclaycard.co.uk/personal/credit-cards/forward.

Their eligibility checker won't leave a 'heard search' on your credit report.  Many other cards offer a similar eligibility checker.