Soon to be 17 year old daughter

mumo_of_2

Hi

Our daughter is 17 in a couple
of months and is hoping to get a car before her birthday so she can start driving straight away.

I’ve tried looking online to see if she can buy a car and be the registered keeper and owner at 16 and I insure it until she’s 17 or if I have to buy it, own it and insure it then transfer the V5 to her? Any advice gratefully received.

Many thanks.

DUTR

Your daughter not our! (csa/cms n all that)
You don't mention a license. That's the 1st port of call.

Brewer20

Reading online there's no age restriction on buying a car it's just the driving of it. So in theory it could be hers on the sale bill, hers on the V5.
Insurance thing, I guess that'll be in you name if you go that route before she's 17 but do ask your insurer.
I strongly advise her starting off with her own insurance maybe when she's passed her test to start earning NCD straight off in her own right with yourself as a named driver on the policy. This should bring down the insurance cost. I did this for my daughter as a new driver, it made a big difference in the quoted price of £1k with some.
Oh and a tip, start off with as lower size engine in the car as possible, 1ltr is good but I guess you know this. My daughter started off in a Picanto.
Whatever she buys good luck, the insurance isn't cheap I feel for youngsters today on the price of insurance but I guess we've all been there.

AdrianC

I bought and was RK on my first car at 15.

Will it be on the public road before it can be insured for her to learn on? If not, it doesn't need insurance or tax, just SORN it. If it will, then - yes - it'll need to be insured and taxed, but it can be registered in her name.

lesalanos

This may be worth considering 

Kattekwaad

Being bored I have just bought and registered a car for my 16yo daughter and immediately sorned it.

The issue that will be most concerning is you can not currently apply for a provisional at this time.

https://www.gov.uk/apply-first-provisional-driving-licence

mumo_of_2

Thank you all for your comments.

Her birthday is August so she has a few months to go but while she’s been furloughed from her apprenticeship she’s been able to save more money and has seen a car she likes and we all know they’re specific in what they want at that age😂

We can keep it off road and SORN it but my husband is keen to keep using it and to make sure it’s OK while it’s in warranty, so for the sake of a few months insurance we’ll do that.

Luckily we applied for her provisional as a surprise Christmas present last year so that’s sorted already. She hadn’t realised she could get it so it went down well.

mumo_of_2

lesalanos said:

This may be worth considering 

Thank you for this - it’s really helpful. My husband used to insure with Adrian Flux but I’ve not looked at them for young driver insurance.

Edit: do you have the full link please as I couldn’t find it on their website. Thank you.

mumo_of_2

Brewer20 said:

Reading online there's no age restriction on buying a car it's just the driving of it. So in theory it could be hers on the sale bill, hers on the V5.
Insurance thing, I guess that'll be in you name if you go that route before she's 17 but do ask your insurer.
I strongly advise her starting off with her own insurance maybe when she's passed her test to start earning NCD straight off in her own right with yourself as a named driver on the policy. This should bring down the insurance cost. I did this for my daughter as a new driver, it made a big difference in the quoted price of £1k with some.
Oh and a tip, start off with as lower size engine in the car as possible, 1ltr is good but I guess you know this. My daughter started off in a Picanto.
Whatever she buys good luck, the insurance isn't cheap I feel for youngsters today on the price of insurance but I guess we've all been there.

Thank you.

She has no option but to insure the car herself as a provisional licence holder then full licence holder as fronting is illegal. Many used to do it years ago when I learnt to drive but they’ve stopped it now.

Lorian

I wouldn't be buying one. Its more cost effective for them to learn on learners insurance on you existing cars. Also there is no guarantee that professional driving lessons or even a test are going to be available over the summer. 
I'd persuade her to keep the money for a rainy day - if I'd be furloughed from my apprenticeship I'd see clouds.

mumo_of_2

DUTR said:

Your daughter not our! (csa/cms n all that)
You don't mention a license. That's the 1st port of call.

She’s 17 in August so can’t drive until then.