Paying friend with Credit card via PayPal

DoorJ
DoorJ Posts: 2 Newbie
edited 14 May 2020 at 7:44PM in Credit cards
Hi all,
Currently looking to purchase a car with my credit card which is 0% on all purchases for 18months with Barclaycard.   Now my relative is selling his car and I would like to purchase but obviously I’m using a credit card to pay him. 

I can pay for ‘Services and Goods’ via PayPal but that comes with a fee,
I can also select ‘Friends and Family’  which has no fee.  But with all this I’m trying to understand if it will be classed as a ‘Cash Advance’ with Barclaycard if I use the ‘Friends and Family’ option?

I know this is best answered by my issuer but I’ve been on the phone for hours the last few days and cannot get through.

Has anyone had any experiences sending cash to a family member and was it a cash advance?

Thank you
«1

Comments

  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Why not do something such as paying for £10 of family members petrol on your card?  That way, you have simply lent them a tenner...
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • Petriix
    Petriix Posts: 2,275 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I believe PayPal charge a fee for any credit card payment, even friends and family.
  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I meant to pay for the fuel using the credit card...so no fees...and then ask your friend to repay you the tenner, whenever they have it available
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 May 2020 at 9:29PM
    Paypal has no control over 3rd party fees. 
    The transaction would be treated as a cash advance as not a merchant payment. 
  • PaulW922
    PaulW922 Posts: 1,038 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have used Friends and Family to send money with my credit card. I have not been charged a fee by either Paypal or my card company (and I received points on my card too) 
  • BigBlueSky
    BigBlueSky Posts: 696 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    PaulW922 said:
    I have used Friends and Family to send money with my credit card. I have not been charged a fee by either Paypal or my card company (and I received points on my card too) 
    I may be wrong, but in this situation I believe the recipient of the Paypal payment pays fees on the amount received.
  • Fingerbobs
    Fingerbobs Posts: 1,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've sent money via PayPal to friends using my credit card and neither me nor the recipient have been charged any fees or interest either by PayPal or the credit card. 
    People on these forums seem very quick to post their assumptions as facts. 
  • matty_544
    matty_544 Posts: 197 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I've sent money via PayPal to friends using my credit card and neither me nor the recipient have been charged any fees or interest either by PayPal or the credit card. 
    People on these forums seem very quick to post their assumptions as facts. 

    Who was the credit card provider that you used and was it a visa/mc/amex?

    Swagbucks - Apr 14 - Nov 19
    PayPal £1745 Amazon £2285 John Lewis £170 Mastercard £380
  • EarthBoy
    EarthBoy Posts: 3,174 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've sent money via PayPal to friends using my credit card and neither me nor the recipient have been charged any fees or interest either by PayPal or the credit card. 
    People on these forums seem very quick to post their assumptions as facts. 
    So have I lots of time. Most recently only two days ago, using my Barclaycard Visa.
  • sleepyjones
    sleepyjones Posts: 6,092 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Maybe they just let it go if it's a small amount, but for a purchase like a car of a higher value it might raise some internal flags with the Card company?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.7K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 452.9K Spending & Discounts
  • 242.6K Work, Benefits & Business
  • 619.3K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.