Aqua card no longer a good overseas credit card?

ernie-money

I have always used my Aqua reward travel card for spending abroad, due to no loading or fees, but yesterday I bought something on Amazon.de paying in Euros and after checking out I realised that I had accidentally used my NatWest reward credit card for payment. I went back to the website & changed my payment method, so that it was taken from my Aqua card instead, but when checking both cards, I had a pending transaction on my NatWest card for £114.15 (which has now gone) and the charge on my Aqua card is £115.17. NatWest has never been mentioned as a good travel card as far as I'm aware & I'm just wondering now, as the charge on the Aqua card was higher, whether I've missed them introducing loading or charges on overseas transactions... I couldn't see it listed in the top abroad spending cards anymore, but I've never noticed the change - does anyone know what happened please..?

dj1471

At that stage it’s an estimated charge and won’t include any fees due to be applied. It typically takes two days for credit card transactions to be settled at which point the transaction will be posted to your account and the cost finalised, with the exchange rate being that on the day of settlement.

ernie-money

dj1471 said:

At that stage it’s an estimated charge and won’t include any fees due to be applied. It typically takes two days for credit card transactions to be settled at which point the transaction will be posted to your account and the cost finalised, with the exchange rate being that on the day of settlement.

I have seen in the past that it can vary slightly from the final amount, but not by as much as a pound on a transaction of just over £100. I can still not understand why the initial amount would be higher on a supposed no forex fee & no loading card..?

Grumpy_chap

I was last abroad in December and my Aqua card is always first choice for spending.

Did get disappointed as I ran out of available reward credit though.  I exceed the maximum in a year and now no more reward until July.

Aqua customer service is always helpful and the website clear, but I am struggling to get my credit limit increased.