Credit Karma AML Search

RG2015

I have just seen an Anti Money Laundering search on my Credit Karma credit report by Paypal. No real issue there as I have a Paypal account. However, it shows my date of birth differently on the Credit Karma app and on Credit Karma online.

All of the other details are identical including the search reference number. It is a concern then that one piece of data is different. This suggests human input error but I would have assumed that the data was all held digitally.

Willing2Learn

I get AML searches every now and then.  Just them doing their necessary checks.  Ain't nothing to worry about (unless you have actually been money laundering!! lol)

RG2015

Willing2Learn said:

I get AML searches every now and then.  Just them doing their necessary checks.  Ain't nothing to worry about (unless you have actually been money laundering!! lol)

I understand that but why is my date of birth shown differently on the app version compared with the online version. It is the same search report number.

kuratowski

Is the day or month off by exactly 1?  Could be a programming snafu.

RG2015

kuratowski said:

Is the day or month off by exactly 1?  Could be a programming snafu.

Yes, 1 day. Perhaps Snafu only affects the app.

Also, is it Paypal or Credit Karma or maybe Transunion.

Y2K

Willing2Learn

I find that there are often reporting errors via CreditKarma, ClearScore and MSE Credit Club.  So, even though I use those three, I always get statutory reports direct from the organ-grinders every few months, so that I can confirm data accuracy. 

kuratowski

I don't have any special insight into credit karma's app, but dealing with dates in programming across different computer platforms can be tricky, and seeing a date off by 1 is not uncommon.  Whenever my phone contacts are synced with the PC, all the birthdays shift forward by 1 day.  Luckily I know the true dates!

RG2015

Willing2Learn said:

I find that there are often reporting errors via CreditKarma, ClearScore and MSE Credit Club.  So, even though I use those three, I always get statutory reports direct from the organ-grinders every few months, so that I can confirm data accuracy. 

I have a free Equifax account following their data breach a few years back. Unfortunately, this means I cannot get a vanilla Equifax statutory report. It always directs me back to the Equifax Protect product.

I guess it is the same as the statutory report but I do find the vanilla Experian and Transunion statutory reports more comforting.

Willing2Learn

RG2015 said:

I have a free Equifax account following their data breach a few years back. Unfortunately, this means I cannot get a vanilla Equifax statutory report. It always directs me back to the Equifax Protect product.

You are selecting the wrong options.  I also have an old Equifax account from years ago.  When you logon to Equifax select the Credit Report tab (not the credit score tab as that is a paid subscription).  Then simply request the free option and you get instant access to your online statutory report snapshot for that day.  For free!!!

RG2015

Willing2Learn said:

RG2015 said:

I have a free Equifax account following their data breach a few years back. Unfortunately, this means I cannot get a vanilla Equifax statutory report. It always directs me back to the Equifax Protect product.

You are selecting the wrong options.  I also have an old Equifax account from years ago.  When you logon to Equifax select the Credit Report tab (not the credit score tab as that is a paid subscription).  Then simply request the free option and you get instant access to your online statutory report snapshot for that day.  For free!!!

I have tried this before and just tried it again now and it just takes me back to my Equifax Protect login page where they call my standard report my statutory report.

Willing2Learn

It's not that important, but since this whole site is about saving money, I shall persevere!!  Just click on the link below:

Free 'Live' Equifax Statutory Report