Marvellous May's NSD Challenge!

edited 30 April 2020 at 10:45AM in Debt-free wannabe challenges
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  • kathy40ukkathy40uk Forumite
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    Hiya all
    Thanks for another thread cathybird and for the lovely target emojis :smiley:
    I'm going to put myself down for 15 again to help build confidence up again before I start going for higher numbers; am also aiming NOT to spend anything on a credit card again this month.
    Mind you the sheep will, I hope, encourage me to push myself :wink:
    Good news :smiley: I have done 2 already, Thursday and today  :smiley:
    I counted yesterday as a spendy even though it was only getting electric; counting it cos basically I was too lazy to go shopping on the same day and so know will have to have one next week for that which hopefully will slap me out of being lazy in the next period of days off I have. Found that really kept me focussed before, I don't count days that I have DDs going out of the bank though......not that organised LOL
    SuperSavingD, so sorry about the sad loss of one friend's nan but fantastic that the other lady is recovering :smiley::smiley:

    Living in the black- that's what's so lovely in here; kind of make up 'rules' that suit ourselves. Some people don't count essential spends and some do, some people do their spending on days when direct debits go out and not other days. Find out what fits for you and do that :smile:

    DFD Need to August 2027 :(
    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

  • LivingInTheBlackLivingInTheBlack Forumite
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    Thanks Cathy and Kathy

    Thing is, I know how my mind works... if I included every spend then I would see a day I have bought groceries that I need as a lost cause, and would go spend crazy on these days. In my mind I would have lost the NSD anyway so may as well make the most of it. I'm sure that says a lot about me but nevermind 😳😁 If I make a list of what basics are passible (milk etc.) and what are not (biscuits, crisps...) then I am likely to actually curb spending.
    SPC #29  SPC13(2020)=£62.55
    2021 NSDs: Jan12/10 Feb14/15 March 5/15
    2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
  • edited 3 May 2020 at 4:59PM
    kathy40ukkathy40uk Forumite
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    edited 3 May 2020 at 4:59PM
    So get that Livinginthe Black

    Mine kind of works like that too :wink:
    That's why I have found this lockdown has helped too; I go out with a list and get out of the shops as fast as possible!!

    DFD Need to August 2027 :(
    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

  • edited 3 May 2020 at 10:06PM
    cathybirdcathybird Forumite
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    edited 3 May 2020 at 10:06PM
    May

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image


    May targets

    bloomfelt 20
    Butti
    cathybird 2/15 image
    delta13 1/15 image
    doingitanyway 2/20 image
    Dottles1 1/20 image
    Honeysucklelou2 1/12 image
    jammy dodger 1/18 image
    karenccs67
    kathy40uk 2/15 image
    LivingInTheBlack 2/15 image
    MoneysavingmadGem 2/18 image
    Money Choices
    outoftheviciouscircle 2/15 image
    savvylondoner 1/15 image
    shopaholicnumber1
    short_bird 1/18 image
    SSDD23 15
    SuperSavingD 1/15 image
    TrushTush 2/25 image
    Van_Girl 20

    ALL WELCOME TO JOIN!


    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
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    Well done kathy40uk and thanks for your kind words on the emojis, happy when people like them :) I don't count DDs either. I agree with you, the thing with these challenges is they have to be sustainable, much better to set something up you can stick with and that really helps rather than something that will drive you mad or is just too hard over time.

    2021 D: 93 2020 D: 96 2022 D: 15
  • Dottles1Dottles1 Forumite
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    Hi all  firs NSD for m today woo hoo!!
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • outoftheviciouscircleoutoftheviciouscircle Forumite
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    Hey everybody 2/15 for me today

    #6 365 Day Penny Challenge £120.63/£667.95
    #6 Virtual Savings Pot 2023 £31.12/£300
    Saving £1 A Day for Christmas 2023 £242/£730
    #2 £2 Savers 2023 £172/£300
    #6 Pay All Your Debt By Xmas 2023 £1848.49/£12,000
    Make £10 a Day January £237.08 February £121.93

    Total Debt Repaid- £1848.49/£66,133.42 


  • short_birdshort_bird Forumite
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    Day 1/18 today  :)
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • cathybirdcathybird Forumite
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    Well done Dottles, outoftheviciouscircle and short bird Everyone is off to such a great start

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
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    I haven't spent anything today so 2/15 for me. :)

    2021 D: 93 2020 D: 96 2022 D: 15
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