Marvellous May's NSD Challenge!

kathy40uk

Hiya all
Thanks for another thread cathybird and for the lovely target emojis
I'm going to put myself down for 15 again to help build confidence up again before I start going for higher numbers; am also aiming NOT to spend anything on a credit card again this month.
Mind you the sheep will, I hope, encourage me to push myself
Good news I have done 2 already, Thursday and today 
I counted yesterday as a spendy even though it was only getting electric; counting it cos basically I was too lazy to go shopping on the same day and so know will have to have one next week for that which hopefully will slap me out of being lazy in the next period of days off I have. Found that really kept me focussed before, I don't count days that I have DDs going out of the bank though......not that organised LOL
SuperSavingD, so sorry about the sad loss of one friend's nan but fantastic that the other lady is recovering

Living in the black- that's what's so lovely in here; kind of make up 'rules' that suit ourselves. Some people don't count essential spends and some do, some people do their spending on days when direct debits go out and not other days. Find out what fits for you and do that

LivingInTheBlack

Thanks Cathy and Kathy

Thing is, I know how my mind works... if I included every spend then I would see a day I have bought groceries that I need as a lost cause, and would go spend crazy on these days. In my mind I would have lost the NSD anyway so may as well make the most of it. I'm sure that says a lot about me but nevermind 😳😁 If I make a list of what basics are passible (milk etc.) and what are not (biscuits, crisps...) then I am likely to actually curb spending.

kathy40uk

So get that Livinginthe Black

Mine kind of works like that too
That's why I have found this lockdown has helped too; I go out with a list and get out of the shops as fast as possible!!

cathybird

May

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

May targets

bloomfelt 20

Butti

cathybird 2/15

delta13 1/15

doingitanyway 2/20

Dottles1 1/20

Honeysucklelou2 1/12

jammy dodger 1/18

karenccs67

kathy40uk 2/15

LivingInTheBlack 2/15

MoneysavingmadGem 2/18

Money Choices

outoftheviciouscircle 2/15

savvylondoner 1/15

shopaholicnumber1

short_bird 1/18

SSDD23 15

SuperSavingD 1/15

TrushTush 2/25

Van_Girl 20

ALL WELCOME TO JOIN!

cathybird

Well done kathy40uk and thanks for your kind words on the emojis, happy when people like them I don't count DDs either. I agree with you, the thing with these challenges is they have to be sustainable, much better to set something up you can stick with and that really helps rather than something that will drive you mad or is just too hard over time.

Dottles1

Hi all  firs NSD for m today woo hoo!!

outoftheviciouscircle

Hey everybody 2/15 for me today

short_bird

Day 1/18 today 

cathybird

Well done Dottles, outoftheviciouscircle and short bird Everyone is off to such a great start

cathybird

I haven't spent anything today so 2/15 for me.