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£300pm better off on UC?

2

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  • Kris35
    Kris35 Posts: 167 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Well, I do think they should let us know if we are entitled to more money rather than automatically putting me on their cheaper award when I'm renting privately and am left barely able to afford to live. For four years I've had £200 a month to live on.

    I'm grateful I've been getting something but doesn't seem right to me. And Poppy, I didn't claim ESA - they put me on it!
  • pinkjune
    pinkjune Posts: 37 Forumite
    Fifth Anniversary 10 Posts
    I was in ESA Support Group and decided to claim UC instead as figured I was better off by £100+ a month. However I wasn't receiving the Severe disability premium (that you get for living alone) with my ESA. I think if you are receiving SDP you are worse off on UC as there is no SDP element. 
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 10 June 2020 at 5:42PM
    pinkjune said:... I think if you are receiving SDP you are worse off on UC as there is no SDP element. 
    If you are getting the SDP you would indeed be worse off but it is a moot point because if you get the SDP you are currently not allowed to claim UC anyway.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • NedS
    NedS Posts: 4,630 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Kris35 said:
    And Poppy, I didn't claim ESA - they put me on it!
    You may think that but you are wrong. No one is put on benefits. You have to make a claim, and be eligible to receive benefits. The responsibility lies solely with you.
    Our green credentials: 12kW Samsung ASHP for heating, 7.2kWp Solar (South facing), Tesla Powerwall 3 (13.5kWh), Net exporter
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,393 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    edited 10 June 2020 at 6:02PM
    oh_really said:
    Kris35 said:
    Those in the Support Group for ESA are better off claiming UC LCWRA (providing they are not claiming SDP) even before the increases happen for UC due to Covid19.

    Do be aware though that the increase in Standard allowance and LHA are only in place for 1 year.
    Poppy can I ask you please: If I'm better off on UC, which I am, why didn't the DWP tell me? So for four years or so, I'd been getting around £950 a month in total when my rent was £695. Do you know if I can back claim the money that I was obviously eligible for?

    Thanks.
    It's their responsibility to administer the benefits people claim (and arguably they're not the best at that job in the first place) but it's not their job to check everyone's getting all that they should be entitled to.
    [Whether it ought be part of their remit or not is a separate matter.]
    Flying pigs will ride unicorn before that'll happen 
    I quite agree. But with the department's track record, would you trust their advice to be unfailingly accurate and in the claimant's best interests each time?

    (EDIT: Yes of course in theory that should have been part of their job from the start, but as things stand, it would probably be a terrible idea to make it part of their job in any near or medium future. So much would need to change before it could even be considered.)
  • poppy12345
    poppy12345 Posts: 18,887 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Kris35 said:
    Well, I do think they should let us know if we are entitled to more money rather than automatically putting me on their cheaper award when I'm renting privately and am left barely able to afford to live. For four years I've had £200 a month to live on.

    I'm grateful I've been getting something but doesn't seem right to me. And Poppy, I didn't claim ESA - they put me on it!

    That wouldn't be physically possible because of everyone's individual circumstances. There's benefit calculators out there on the internet for people to use to check they are claiming the correct benefits. Claiming ignorance also won't help.
    I also agree with Neds, you're the one that claimed the ESA, they didn't "put" you on it.
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,393 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Kris35 said:
    Well, I do think they should let us know if we are entitled to more money rather than automatically putting me on their cheaper award when I'm renting privately and am left barely able to afford to live. For four years I've had £200 a month to live on.
    NedS said:
    Kris35 said:
    And Poppy, I didn't claim ESA - they put me on it!
    You may think that but you are wrong. No one is put on benefits. You have to make a claim, and be eligible to receive benefits. The responsibility lies solely with you.
    Indeed. It's not like an energy company putting you on their most expensive tariff!

    The only 'putting people on' certain benefits will be if managed migration to UC ever happens, and the fact there are transitional rules in place to make sure people aren't worse off when that happens rather shows that UC is not universally the better option, not by a long way.
  • NedS
    NedS Posts: 4,630 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    oh_really said:
    Kris35 said:
    Those in the Support Group for ESA are better off claiming UC LCWRA (providing they are not claiming SDP) even before the increases happen for UC due to Covid19.

    Do be aware though that the increase in Standard allowance and LHA are only in place for 1 year.
    Poppy can I ask you please: If I'm better off on UC, which I am, why didn't the DWP tell me? So for four years or so, I'd been getting around £950 a month in total when my rent was £695. Do you know if I can back claim the money that I was obviously eligible for?

    Thanks.
    It's their responsibility to administer the benefits people claim (and arguably they're not the best at that job in the first place) but it's not their job to check everyone's getting all that they should be entitled to.
    [Whether it ought be part of their remit or not is a separate matter.]
    Flying pigs will ride unicorn before that'll happen 
    I quite agree. But with the department's track record, would you trust their advice to be unfailingly accurate and in the claimant's best interests each time?
    It is not DWP's job to offer benefit advice. Would you expect your bank to offer independent financial advice? No, as potentially there is a conflict of interests, hence why independent organisations exist (such as CAB) which can offer such advice, impartially and independently of DWP.
    Our green credentials: 12kW Samsung ASHP for heating, 7.2kWp Solar (South facing), Tesla Powerwall 3 (13.5kWh), Net exporter
  • Kris35
    Kris35 Posts: 167 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    NedS said:
    Kris35 said:
    And Poppy, I didn't claim ESA - they put me on it!
    You may think that but you are wrong. No one is put on benefits. You have to make a claim, and be eligible to receive benefits. The responsibility lies solely with you.
    Enough already. I was told to claim ESA by my support worker at that time.
  • poppy12345
    poppy12345 Posts: 18,887 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 10 June 2020 at 6:23PM
    Kris35 said:
    NedS said:
    Kris35 said:
    And Poppy, I didn't claim ESA - they put me on it!
    You may think that but you are wrong. No one is put on benefits. You have to make a claim, and be eligible to receive benefits. The responsibility lies solely with you.
    Enough already. I was told to claim ESA by my support worker at that time.

    That's not DWP as you stated. You also still had to claim it at that time. Also depending on how long ago you claimed ESA, UC may not have been available at that time.
    I totally understand how annoyed you are but there's benefit calulators out there that you could have used. It doesn't matter how much you complain i'm afraid you won't receive any backdated money because you were claiming ESA and housing benefit and all the money you were entitled to for those particular benefits based on your circumstances.
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