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Does switchihng to a different HTB ISA provider affect my credit like bank switching does?
bp5678
Posts: 413 Forumite
I'm considering switching my Nationwide HTB ISA to HSBS'c HTB ISA since the interest is higher on the latter and I just treat my HTB as a savings account since I have a Lifetime ISA that I'll use for my house deposit.
I've done various bank switches which I know affects your credit ever so slightly so I was wondering if switching HTB ISA provider will also affect my credit?
I've done various bank switches which I know affects your credit ever so slightly so I was wondering if switching HTB ISA provider will also affect my credit?
0
Comments
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Current accounts are reported to credit files because they can go overdrawn.
Savings accounts (including HTB and other cash ISAs) can't, and so don't involve any footprint on your credit files.1
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