Who to trust?

Carl2510

DCFC79 said:

Carl2510 said:

But I’ve been at my house 3 years and 4 months now so I would of thought the likes of Credit Karma and Experian would be updated by now?

The agencies can only display what data they are provided with.

So should I ring up Experian and Credit Karma and ask them if they could look into it?

Carl2510

Is there any point in me contacting credit karma since they get there info from TransUnion and they actually have me at my current address for Electoral Register?

D3xt3r5L4b

No. 

You need to contact whichever lenders aren’t updating the CRA’s with the correct information. 

Carl2510

D3xt3r5L4b said:

No. 

You need to contact whichever lenders aren’t updating the CRA’s with the correct information. 

So I need to contact my local council then? As it’s the Electoral roll that I’m concerned about, Equifax, TransUnion ClearScore, TotallyMoney, all have it correct, Credit Karma and Experian dont.

Speedbird676

Carl2510 said:

Is there any point in me contacting credit karma since they get there info from TransUnion and they actually have me at my current address for Electoral Register?

Don't worry about Credit Karma as you've said Transunion have the correct data. Actually, Totally Money is also using your Transunion data.

The point of my original reply is that you only need to ensure it is correct with the CRAs themselves - Experian, Equifax and Transunion.

Carl2510

Speedbird676 said:

Carl2510 said:

Is there any point in me contacting credit karma since they get there info from TransUnion and they actually have me at my current address for Electoral Register?

Don't worry about Credit Karma as you've said Transunion have the correct data. Actually, Totally Money is also using your Transunion data.

The point of my original reply is that you only need to ensure it is correct with the CRAs themselves - Experian, Equifax and Transunion.

Thank you for your help, but it seems I still need to sort it for Experian, I’m using it through this website and it’s not got my current address. How would I go about sorting that?

Carl2510

This is what it’s currently showing both say my old address from 3 years ago. The second one called Entry 3 does state the end which is 2017.

D3xt3r5L4b

If you’re on the electoral roll then you need to contact your local council and ask them why they’re not reporting it as so to the CRA’s. 

Carl2510

D3xt3r5L4b said:

If you’re on the electoral roll then you need to contact your local council and ask them why they’re not reporting it as so to the CRA’s. 

Just strange how they seem to have reported it to Equifax and TransUnion they not Experian, just to make sure I’m doing it correctly should I pay for my credit report from Experian or is the Credit Club a legit report from Experian and should show if I’m on it?

D3xt3r5L4b

Use the MSE Credit Club.
Theres no reason to pay to access your report.