Can you get refunds on travel insurance?

Life__Goes__On

Iwanttobefree said:

I took out an (expensive) single trip insurance with Aviva (loads of pre-existing medical conditions) for a trip that was due late September.

Once I cancelled my holiday, one phone call to them, and as I hadn't claimed anything, they happily refunded a (large) percentage of the insurance, based on when I took it out, how many days cover I had used, and how many days from the phone call to my holiday that I wouldn't be using.

Wonderful
It's important  info  as now people (me included) can advise "ask your insurance company" rather than a one size fits all one.

redpelly

Travel Insurance. Hi guys can anyone advise i have travel insurance with Virgin for July 1st 2020 but have moved my Holiday to the same dates next year.
Can i change them with Virgin or can i get a refund for not using the policy 

Life__Goes__On

redpelly said:

Travel Insurance. Hi guys can anyone advise i have travel insurance with Virgin for July 1st 2020 but have moved my Holiday to the same dates next year.
Can i change them with Virgin or can i get a refund for not using the policy 

Ask them what  they can do for you.
You were using the insurance since the day you bought it.

JulieM

I opted to move my holiday to similar dates next year, and my insurer LV has extended my single trip policy till then. As next year's dates haven't yet been finalised, they're just provisional at the moment and can be adjusted when the actual dates are confirmed.

Life__Goes__On

JulieM said:

I opted to move my holiday to similar dates next year, and my insurer LV has extended my single trip policy till then. As next year's dates haven't yet been finalised, they're just provisional at the moment and can be adjusted when the actual dates are confirmed.

There is certainly no standard with insurance companies,they seem to have different rules on they are handling single trip insurance,

JulieM

I must admit I was pleasantly surprised, I was fully expecting them to say no.