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Bank account for pensioner

Hi

I'm looking to find a bank account for my mum. She won't be having any direct debits come out of the account and just needs something simple and easy, preferably with a passbook (if they still exist)

Does anyone know of any high street banks or building societies that might offer the above?
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Comments

  • General_Grant
    General_Grant Posts: 5,377 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    FrankieM said:
    Hi

    I'm looking to find a bank account for my mum. She won't be having any direct debits come out of the account and just needs something simple and easy, preferably with a passbook (if they still exist)

    Does anyone know of any high street banks or building societies that might offer the above?

    If she wants a passbooks she would need to have a savings account.
    Investigate Yorkshire BS or Virgin Money.  There will be many more.
    Is she already in receipt of a pension?  If so, how and where is that being paid?
  • FrankieM
    FrankieM Posts: 2,454 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    She has just relocated from abroad so her foreign pension will be going into whatever account she opens here.

  • xylophone
    xylophone Posts: 45,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nationwide might still offer a passbook - ring and check?
  • Yorkshire_Pud
    Yorkshire_Pud Posts: 1,980 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    FrankieM said:
    Hi

    I'm looking to find a bank account for my mum. She won't be having any direct debits come out of the account and just needs something simple and easy, preferably with a passbook (if they still exist)

    Does anyone know of any high street banks or building societies that might offer the above?
    If it’s important find which banks are nearest and easy to get to from her house?
  • Robin9
    Robin9 Posts: 12,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is she going to want a cheque book ?   A debit card ?  Pay in cash ?   Is she internet savvy?   She will need DD as that's the way to pay Council Tax, Water, Gas, Electric, Phone 
    I suggest she picks one of the main banks on the high street.

    Never pay on an estimated bill. Always read and understand your bill
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Into which account will her pension be paid?
  • badger09
    badger09 Posts: 11,744 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    colsten said:
    Into which account will her pension be paid?
    The one she wants to open ie the one OP is asking about
  • badger09
    badger09 Posts: 11,744 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @ OP
    Is your mum already receiving her foreign pension? If so, which account is that currently paid into? (That might be what colsten was asking, but not clear to me)

    What currency is the foreign pension paid in?
  • xylophone
    xylophone Posts: 45,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
     I have just glanced at your previous posts. Your mother has come back  from Australia to live with you? 
    Will she be receiving the pension in AUD or will it be in sterling?
  • I suggest Nationwide FlexBasic or Nationwide FlexAccount (with no overdraft). You get everything you would need - debit card, branch access, online banking (if she wants to use it) and importantly, great customer service. Although you said it doesn't need to have direct debits, are you sure? DDs can be used to pay for gas, water, electric etc so it's easier to have an account that offers it rather than not. 
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