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My son of 26 is moving back with me how much do I charge?

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My son of 26 is moving back with me how much do I charge?

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Shaney94Shaney94 Forumite
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MoneySaving Newbie
So currently I am working but also receiving UC to have my rent paid for but when he comes back he will be classed as a dependant and my rent will no longer be paid for I'm assuming? This would mean I would be considerably out of pocket if this is true so what I'm trying to figure out is a rate I should charge. As long as I am no worse off now I'm looking to see how much he would have to pay. As currently he has his own business which he has just started so he is making very little but it is likely to increase. He says roughly about 10k just now to possibly 20k. I read up on a topic where 200-300 is reasonable? When he was staying with me I was charging £150 monthly. So when he comes back £73 will be put on top as a dependant will be staying with me on top of me having to pay rent meaning I'm £300 out of pocket. This would mean £450 would be suitable? So I've been telling him that he is best to get his own place? I think I'm on here to ask anybody that has real clarity of UC etc and how this may effect me

Replies

  • Savvy_SueSavvy_Sue Forumite
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    He is NOT a dependent, he is another adult living in your home. 

    Is there any reason not to charge him half the rent, half the utilities, half the food? 

    I'm afraid I don't know what effect his return will have on your claim for UC, and I can't follow your sums at all. 
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  • FireflyawayFireflyaway Forumite
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    There are calculators online that will let you know how this will impact on your UC. Essentially he would be a lodger if he is paying. Is that allowed in your tenancy?  Start by seeing how much it would cost to rent a room in a house in your area. If you need more than that, your son might want to pay less by renting a room rather than living with you. However I'm sure you would cook and do laundry so the deal might be better if he stayed with you! 
  • edited 21 April at 1:42PM
    Martin_the_UnjustMartin_the_Unjust Forumite
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    edited 21 April at 1:42PM
    Work out how much your total housing cost will be, including food, gas, electric, rates etc etc, divide it by two and there's your answer.
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  • SistergoldSistergold Forumite
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    Savvy_Sue said:
    He is NOT a dependent, he is another adult living in your home. 

    Is there any reason not to charge him half the rent, half the utilities, half the food? 

    I'm afraid I don't know what effect his return will have on your claim for UC, and I can't follow your sums at all. 
    My understanding is she will stop getting rent support if he moves in. I think it’s best your son stays by himself unless he will pay all that you will lose and also his feeding expenses. He is an adult so not there to cause stress on your finances. Just give him the full information of your financial loss and spell out your expectations. It’s best if he goes and shares with other people especially if you are already not in a financially privileged position. 
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  • edited 21 April at 4:46PM
    silvercarsilvercar Forumite, Board Guide
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    edited 21 April at 4:46PM
    https://www.entitledto.co.uk/help/non-dependants
    Suggests a deduction of £75.15 a month for a non-dependent.

    Same quoted on this site and says it applies for the housing element of UC:
    https://www.turn2us.org.uk/Benefit-guides/Universal-Credit-housing-costs/Housing-costs-contributions
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