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5 months to emerge as a butterfly

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Comments

  • Sarahwithlove
    Sarahwithlove Posts: 3,386 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    benbenandme said:
    I got the job  ;):):)
    congratulations!!
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500

    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • beanielou
    beanielou Posts: 95,755 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So when do you start  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Congratulations 🥳
    Debt free Feb 2021 🎉
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    benbenandme said:
    I got the job  ;):):)
    Of course you did you are bloody marvellous XX 
    Nevertheless she persisted.
  • TallGirl
    TallGirl Posts: 6,236 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Congrats well done you take it there’s a pay rise included. Well done you. 
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • skint_spice
    skint_spice Posts: 13,444 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done 🎉
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thanks all, sorry for not replying sooner, end of term has been rather mental to say the least. I started at 6:15am on Thursday (my choice, lots of ends to tie up before the end of term0, then a safeguarding concern appeared at 4 as I was about to leave, ended up staying til 5:30 then it was time to help with the Xmas concert, so finally escaped work at 9:15. Yesterday we were finished by 12:30 so then we all hit the pub. I didn't really drink but didn't get home til nearly midnight. Today I've woken up with the stinking cold that everyone else in the office has had all week, so I'm having a duvet day :)

    Beanielou - I can't start until they've replaced me (can't leave 270 kids on their own :) ), so it will probably be end of January, early Feb I think. 

    TallGirl - it works out roughly £2k payrise, fine by me :):) 
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Sarahwithlove
    Sarahwithlove Posts: 3,386 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    thats a good payrise! hope they manage to get a replacement soon for you so that you can get started with the new role. 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500

    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So today I'm off to have my hair done - its a 6 monthly treat, takes several hours but is total relaxation time for me ;)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Today is finishing the Christmas shopping day with my bestie. I need to go to john Lewis to get Mum some cushions, other than that its mainly bits for ds and the obligatory catching up with my mate :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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