Bus / Train Insurance [Merged]

Car_54

Indeed. Possibly also the OP for conspiracy to defraud.

Manxman_in_exile

Does "John" have actual real evidence he was on the 'bus, that he was injured in the accident and that emergency services took him to hospital for treatment?

ElephantBoy57

The bus is insured for the passengers that it carries, whether or not they bought a fare is not important. If a car picks up a hitch-hiker, they are still insured.

photome

Hopefully first bus take you (not sure why you have changed your name to John)  to court for fraud

AdrianC

ElephantBoy57 said:

The bus is insured for the passengers that it carries, whether or not they bought a fare is not important. If a car picks up a hitch-hiker, they are still insured.

This.

I'm really not sure what this whole convoluted scenario is about.

Is "John" some kind of FMoTL numpty?

Kiko4564

Manxman_in_exile said:

Does "John" have actual real evidence he was on the 'bus, that he was injured in the accident and that emergency services took him to hospital for treatment?

In this scenario, yes.

AdrianC said:

ElephantBoy57 said:

The bus is insured for the passengers that it carries, whether or not they bought a fare is not important. If a car picks up a hitch-hiker, they are still insured.

This.

I'm really not sure what this whole convoluted scenario is about.

Is "John" some kind of FMoTL numpty?

No John isn't, he's someone called a "fare dodger". I fail to see where being FMoTL comes into it given that fare dodging causes loss to the bus company, and is a form of fraud.

Hasbeen

Op has posted this question regarding Buses and trains many times in numerous parts of the forum.

This one was posted on the 27th March.

The forum team eventually merged them here: https://forums.moneysavingexpert.com/discussion/6120380/bus-train-insurance-merged#latest

AdrianC

Kiko4564 said:

AdrianC said:

Is "John" some kind of FMoTL numpty?

No John isn't, he's someone called a "fare dodger". I fail to see where being FMoTL comes into it given that fare dodging causes loss to the bus company, and is a form of fraud.

Aha. I knew there must be some kind of angle on the question. You want to be able to smugly explain to them that they're uninsured, in the hope that'll make them repent immediately. Gotcha.

mcpitman

Going round in circles here..........https://forums.moneysavingexpert.com/discussion/6127266/bus-insurance/p1

mcpitman

So what is your point OP? Why start a new thread?

Are you trying to win an argument with someone or are you after shafting insurance companies?