Bus / Train Insurance [Merged]

unforeseen

Alright, I accept that. Maybe I should've asked a different question instead. I'll leave it at that.

No, you'll think up another question that is basically the same as the ones you have already asked but worded differently. 

NBLondon

tacpot12 said:

I would expect that public liability insurance remains in place except for situations where the train company senior management is negligent. So in all of the examples in the previous post, the public liability insurance would remain in place. 

This is the most reasonable answer.   Somebody who made a particular effort to avoid the sweep and deliberately trespass - perhaps believing they were "helping" by testing the TOC's processes - would probably still be covered but also possibly leaving themselves open to legal action in response.

Kiko4564

NBLondon said:

tacpot12 said:

I would expect that public liability insurance remains in place except for situations where the train company senior management is negligent. So in all of the examples in the previous post, the public liability insurance would remain in place. 

This is the most reasonable answer.   Somebody who made a particular effort to avoid the sweep and deliberately trespass - perhaps believing they were "helping" by testing the TOC's processes - would probably still be covered but also possibly leaving themselves open to legal action in response.

Or for that matter was drunk, or genuinely needed the toilet, etc.

London50

You don,t give up do you. It will not happen so give it up and find something worthwhile to do

discat11

PLI would still be in place even on empty coaching stock, I asked this question some 12 years back of my train operator.
The guard/dispatcher might have questions to answer but in most cases being overcarried is the passenger's responsibility.
It is, however, extremely rare - I have had this twice in 15 years in my past railway career (guard), one was a fare evader who fell asleep in a toilet (which was actually marked/locked out of use and he'd managed to get into) and the other one someone who deliberately joined the train at its last passenger stop thinking it would then take them back to a further station after the last train had departed.
Hilariously enough both thought the railway were somehow responsible for getting them home and both were disappointed as they were left at the next manned station as per the company rules.

TrainDriver

London50 said:

You do not seem to understand how these companies work {train or bus} and regarding the train companies no driver/guard or conductor will allow ANY person on the train to remain onboard if it is taken out of service.Toilet doors would be opened to check,anyone refusing to leave would be physically removed and each compartment would be closed off .Then {and only then}once it is empty the train will then move out,until that point the train will remain at the platform or point that it was deemed a problem.
 I think you need to find better things to do with your time as you will have more chance of being kick to death by donkeys than finding yourself in any situation you are posting on this forum.
{Roll on the schools reopening so that children get sent to bed at a proper time}

You are completely WRONG.
As a driver of DOO services I am under no obligation whatsoever to check the entire train for passengers unless I have the correct allocated time to do so.
3 minutes for a 3 car or 5 minutes for a six car. If this time is not allocated we make an announcement informing passengers that the train is terminating, if passengers don't get off then they will be travelling with the train to its next destination whether they planned to stay on or were sleeping.

London50

Strange that, as I was informed by my boss that every compartment had to be cleared and the train was not to be moved until EVERYONE had been removed and I could loos my job if these rules were not followed

TrainDriver

London50 said:

Strange that, as I was informed by my boss that every compartment had to be cleared and the train was not to be moved until EVERYONE had been removed and I could loos my job if these rules were not followed

Well you can inform your boss that he's wrong. I have taken numerous passengers into sidings or back to depots when there has been no train checking time on the diagram.
They get taken back out of the sidings on the train but if they've  ended up in a depot, depending on their attitude, they either get a taxi home provided by the company or pointed in the direction of the nearest main road.

NBLondon

London50 said:

Strange that, as I was informed by my boss that every compartment had to be cleared and the train was not to be moved until EVERYONE had been removed and I could loos my job if these rules were not followed

TrainDriver said:

Well you can inform your boss that he's wrong. I have taken numerous passengers into sidings or back to depots when there has been no train checking time on the diagram.

Is it too obvious to suggest that you two might work for different TOC with different rules?  Or maybe different applications of the rules depending on local managers; depending on tightness of schedule; depending on whether there has been an issue or a complaint?    Or maybe even depending on the Public Liability Insurance conditions - they should still pay out to a hypothetical injured party but possibly claim back if there was evidence that a check had not been made when the procedure said it should.

yorkie2

NBLondon said:

London50 said:

Strange that, as I was informed by my boss that every compartment had to be cleared and the train was not to be moved until EVERYONE had been removed and I could loos my job if these rules were not followed

TrainDriver said:

Well you can inform your boss that he's wrong. I have taken numerous passengers into sidings or back to depots when there has been no train checking time on the diagram.

Is it too obvious to suggest that you two might work for different TOC with different rules?  Or maybe different applications of the rules depending on local managers; depending on tightness of schedule; depending on whether there has been an issue or a complaint?    Or maybe even depending on the Public Liability Insurance conditions - they should still pay out to a hypothetical injured party but possibly claim back if there was evidence that a check had not been made when the procedure said it should.

Absolutely, yes.

And it absolutely does happen from time to time; if anyone is suggesting it can't happen, this is incorrect, though it may be correct on their particular train company