What would you do? Quandary

caineiscarter

Hi folks. I hope you’re all safe and well. 

We are booked to Zante mid May on Jet2 via Loveholidays. We left it too late to get insurance. Clearly nobody can travel without insurance, but so far Jet2 has not cancelled the flight. 

We still have two instalments to pay. Would you continue to pay them in order to be compliant with the contract? If we do, and Jet2 subsequently cancels, we should then get a full refund. If we stop paying, we will get nothing back. But it feels like we might just be throwing more money away. It seems very unlikely that the flight will still go, but would we be expected to still travel without insurance?

Thoughts very welcome. 

bradders1983

The same "quandary" has been asked 50 times on here in the past week, mainly by people starting new threads. Kindly review the board and there you will find the answer, not wasting time typing it out again.

caineiscarter

On every forum, on every website in the world, there is a self-appointed moral arbiter like you who sits there in cosy anonymity doling out your sanctimonious justice. Well done you. 

bradders1983

You are welcome.

caineiscarter

In my review of the board conducted before I posted, I noted your “contributions” in a fair number of threads, most of which amounted to nothing more than the same supercilious bluster that you offered me. If you are so weary of “wasting time typing it out again”, why then have you wasted your time replying to any of the threads that do not meet your standards? Are you just sitting there, scrutinising the board like a vulture, vigilantly waiting for the next opportunity to pounce upon some unfortunate individual who, for all you know, has an entire family infected with coronavirus, is about to lose their job and is driven to near-panic with uncertainty and fear? 

Your conduct is reprehensible. If you have nothing useful to contribute, perhaps it would be better for everyone else if you stepped back from your duties for a while? Just a thought. 

bradders1983

Hope you take time to review the board and find the answer.

caineiscarter

Good day to you, sir. 

If anyone else has anything to offer regarding my specific question about insurance, namely whether a refund might be claimed in the event of the flight going ahead but us being unable to travel in the absence of any cover, it would be gratefully received. Thank you. 

Westin

@caineiscarter:  In fairness this has been covered multiple times on this forum alone.  There is also a section about this in the MSE article and guide.   These forums are really busy at the moment and very congested - often with repeat and unnecessary questions.   Other MSE's are trying to help but please also try to help yourself first. 

Here is the MSE link and also the header section which will be relevant to you.

I've booked a trip, but I'm paying for it in instalments. I don't want to go – can I stop paying?https://www.moneysavingexpert.com/news/2020/02/coronavirus-travel-help-and-your-rights/?utm_source=MSE_Newsletter&utm_medium=email&utm_term=18-Mar-20-50597963-386&utm_campaign=nt-hiya&utm_content=4

caineiscarter

I appreciate your reply. Perhaps I ought to have made clear before my original post that I had indeed already scrutinised the link you have kindly provided, and had already spent some time reviewing this board. I have been unable to answer my specific point; perhaps I have missed it and the answer is there somewhere, and if that’s the case, I apologise. 

However, as things stand the flight will go ahead, and as we have no insurance and will be now unable to obtain any, our question remains. Will we still be expected to travel if the flight goes ahead? If we do not travel, despite the flight going ahead, will we be able to claim a refund on the grounds that nobody can be reasonably expected to travel without insurance? 

Once again, I am sorry if I have missed the answer within your referred link, but I have looked. I appreciate the courtesy of your reply. Thank you. 

bradders1983

Jet2 are being very quick to cancel holidays if you look on their FB page. If its safe, you go. If it isnt, you dont and get refunded. Its as simple as that.

[Deleted User]

caineiscarter said:

If we do not travel, despite the flight going ahead, will we be able to claim a refund on the grounds that nobody can be reasonably expected to travel without insurance? 

No.  It would be like arguing you can't be expected to travel because you don't have a passport.  It's your responsibility, not the airline's.

Ultimately, you need to decide whether you think the flight will go or not, and act accordingly.  Perhaps use how much you stand to lose either way to inform your decision.