Mysterious bacs payment into account

Ragnorock

Hello,
Late last night I noticed a payment of £1215.33 had been made into my account the only details listed was a 7 digit number starting 5150.
I was not expecting any payment in, I had made some complaints against payday loans but all had been declined.
I rang the bank and they said they have very little information on incoming transfers and that I should wait until its 'posted' tomorrow.
Obviously - I wont be touching the money.
Anyone have any idea how I can solve this mystery?

womble_87

Likely another person has made a mistake, I believe eventually your bank will ask you to return the money to the sender, if the sender contacts their bank and tells them what has happened, their bank will contact your bank who will in turn contact you. But yes, wise not to touch the money! 

Ragnorock

yes - that's what I thought. nice surprise to see in my account though

Ergates

Another *person* is unlikely to have used BACs to transfer money - it's normally used by businesses.

tacpot12

Ergates said:

Another *person* is unlikely to have used BACs to transfer money - it's normally used by businesses.

BACS is used by everyone, not just businesses, anytime that Faster Payments is not available.

womble_87

Could equally be an employer. It has happened to me in the past, HR dept then asked for the money back albeit with the option of paying it back in chunks.

Ragnorock

womble_87 said:

Could equally be an employer. It has happened to me in the past, HR dept then asked for the money back albeit with the option of paying it back in chunks.

Its' not my employer I have checked with them and my salary goes into a different account.

Ragnorock

another thing that makes me wonder is the amount. It seems specific. its not round like £1200 or £1250 its £1215.33

Tildaplum

If anyone contacts you to pay it back make sure it truly is your bank and not some random stranger saying they 'accidentally' paid it in

born_again

Ergates said:

Another *person* is unlikely to have used BACs to transfer money - it's normally used by businesses.

Where does BACS come from as OP did not mention it?

EssexExile

born_again said:

Ergates said:

Another *person* is unlikely to have used BACs to transfer money - it's normally used by businesses.

Where does BACS come from as OP did not mention it?

The thread title.