Letter from Lowell Portfolio ltd..help pls

scorpio13

OK, thanks for taking the time to look into it.

RAS

Hi in the middle of another big job but the database can take time to update so...

Nicked this from rog elsewhere.



If it is over six years, then it is most likely covered by the Limitation Act and will be 'statute barred'. In simple language, this means that providing the debtor has made no payment towards, nor acknowledged, in writing, a debt for a period of six years (five in Scotland) then that debt is 'statute barred'. Once the debtor has informed the creditor, or dca, that he will no longer make any payments, because the debt is statute barred (the only reason he need give) then that 'debt' can no longer be pursued through the courts.
Have a look at the following link:

http://www.nationaldebtline.co.uk/en...limitation_act

There is a template letter that you can send to Lowell.

Even if the 'alleged debt' is not statute barred, Lowell are legally obliged to supply you with a true copy of the original signed consumer credit agreement, plus deeds of assignment and a fully up-to-date statement of the account, on your request.

scorpio13

Thanks RAS, you've been very helpful. :beer:

akme

well so far i have had nothing back

So i guess they had nothing on me all along.

I would like to say a huge thank you to all that offered me there help and advice :beer:

Im very worried about contacting them again, incase they have just forgot about me haha.