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Bluestone Mortgages

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Comments

  • HS1234
    HS1234 Posts: 83 Forumite
    10 Posts Name Dropper
    Samrau said:
    Got an update from MA. He says we are at final underwriter and he is expecting to hear get our offer by Early next week keeping everything crossed 🤞 
    Aww you must be so happy. I actually cannot wait for that day 😀😀
  • Valuation took place yesterday, just hoping it comes back at the same amount, not holding hope on hearing anything now though until next week... another weekend wondering 😂
  • HS1234 said:
    Oh ok goes to show how much I know 🙈🙈 hopefully it won’t be too long before you hear anything back. Have you had a valuation booked or is it after the underwriter stage? 
    Apparently valuation is the next bit we just need to get through this last bit. It just feels like it is never ending, doesn’t it?
  • We are buying our house off our current landlord.
    Feels like the process has been going on for weeks sent lots of document to our mortgage advisor on 12th May finally got DIP 24th May 
    Sent application declaration and other information back on 25th May 
    3rd June bluestone wanted 24 months proof of rent payments and June's bank statements. Sent them on 4th June 
    Mortgage advisor had spoken to them today.
    They have said they have got everything they need now but might ask for other information.
     It's now with the underwritter 
    Said that can take about 14 days to hear anything back then they will arrange valuation payment.
    Feels like we will never get to the finish line 
  • HS1234
    HS1234 Posts: 83 Forumite
    10 Posts Name Dropper
    Is anyone aware of a 17 page form that needs to be filled out by the applicants because they told my mortgage advisor we didn’t send it but neither of us have a clue as to what is. 
  • HS1234
    HS1234 Posts: 83 Forumite
    10 Posts Name Dropper
    HS1234 said:
    Oh ok goes to show how much I know 🙈🙈 hopefully it won’t be too long before you hear anything back. Have you had a valuation booked or is it after the underwriter stage? 
    Apparently valuation is the next bit we just need to get through this last bit. It just feels like it is never ending, doesn’t it?
    You’re almost there just think this time next week it could all be over and done with. 
  • HS1234
    HS1234 Posts: 83 Forumite
    10 Posts Name Dropper
    busybee22 said:
    We are buying our house off our current landlord.
    Feels like the process has been going on for weeks sent lots of document to our mortgage advisor on 12th May finally got DIP 24th May 
    Sent application declaration and other information back on 25th May 
    3rd June bluestone wanted 24 months proof of rent payments and June's bank statements. Sent them on 4th June 
    Mortgage advisor had spoken to them today.
    They have said they have got everything they need now but might ask for other information.
     It's now with the underwritter 
    Said that can take about 14 days to hear anything back then they will arrange valuation payment.
    Feels like we will never get to the finish line 
    Hopefully it will be a lot sooner. 
  • Hope so we have been trying to sort a mortgage since end of February got declined with a high Street bank and the final underwrittinh stage after valuation. 
    Was gutted we then changed mortgage advisors and our new one has been great if we can not get this mortgage we have to find somewhere new to live our landlord needs to sell up. 

  • HS1234
    HS1234 Posts: 83 Forumite
    10 Posts Name Dropper
    Oh gosh I hope your going to be okay with this one. 

    busybee22 said:
    Hope so we have been trying to sort a mortgage since end of February got declined with a high Street bank and the final underwrittinh stage after valuation. 
    Was gutted we then changed mortgage advisors and our new one has been great if we can not get this mortgage we have to find somewhere new to live our landlord needs to sell up. 


  • HS1234 said:
    Oh gosh I hope your going to be okay with this one. 

    busybee22 said:
    Hope so we have been trying to sort a mortgage since end of February got declined with a high Street bank and the final underwrittinh stage after valuation. 
    Was gutted we then changed mortgage advisors and our new one has been great if we can not get this mortgage we have to find somewhere new to live our landlord needs to sell up. 


    I've read only good things about bluestone so got everything crossed 
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