RBS Switch Offer - Loophole?
DebtHurricane
Posts: 190
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The latest switch offer for £175
usually if you have already had a switch offer you won’t be eligible.
usually if you have already had a switch offer you won’t be eligible.
However in the Ts and Cs it says:
You won’t be eligible for this offer if you’ve already taken advantage of a cash offer from The Royal Bank of Scotland plc (‘RBS’), National Westminster Bank Plc (NW) and/or Ulster Bank Limited (‘Ulster’) between October 2017 and
23rd February 2020 for
(i) opening a new current account and switching to RBS/NW/Ulster or
(ii) upgrading your existing RBS current account.
now I received a switch offer from RBS between this period- BUT I did not open a new account (it was an existing one) and I didn’t upgrade to a rewards account (it was already a rewards account that I switched into)
am I right in thinking I can therefore get this £175 if I switch into it?
now I received a switch offer from RBS between this period- BUT I did not open a new account (it was an existing one) and I didn’t upgrade to a rewards account (it was already a rewards account that I switched into)
am I right in thinking I can therefore get this £175 if I switch into it?
0
Comments
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DebtHurricane said:The latest switch offer for £175
usually if you have already had a switch offer you won’t be eligible.However in the Ts and Cs it says:You won’t be eligible for this offer if you’ve already taken advantage of a cash offer from The Royal Bank of Scotland plc (‘RBS’), National Westminster Bank Plc (NW) and/or Ulster Bank Limited (‘Ulster’) between October 2017 and23rd February 2020 for(i) opening a new current account and switching to RBS/NW/Ulster or(ii) upgrading your existing RBS current account.
now I received a switch offer from RBS between this period- BUT I did not open a new account (it was an existing one) and I didn’t upgrade to a rewards account (it was already a rewards account that I switched into)
am I right in thinking I can therefore get this £175 if I switch into it?
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dont be so greedy1
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alandaniel132 said:dont be so greedy3
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alandaniel132 said:dont be so greedy
https://forums.moneysavingexpert.com/discussion/5963644/rbs-switch-offer-same-as-natwest/p1
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Thanks for posting that northwalesd
clearly alandaniel132 is an absolute hypocrite5 -
Ed-1 said:DebtHurricane said:The latest switch offer for £175
usually if you have already had a switch offer you won’t be eligible.However in the Ts and Cs it says:You won’t be eligible for this offer if you’ve already taken advantage of a cash offer from The Royal Bank of Scotland plc (‘RBS’), National Westminster Bank Plc (NW) and/or Ulster Bank Limited (‘Ulster’) between October 2017 and23rd February 2020 for(i) opening a new current account and switching to RBS/NW/Ulster or(ii) upgrading your existing RBS current account.
now I received a switch offer from RBS between this period- BUT I did not open a new account (it was an existing one) and I didn’t upgrade to a rewards account (it was already a rewards account that I switched into)
am I right in thinking I can therefore get this £175 if I switch into it?0 -
I might try it and say that as a customer it’s not clearly worded to exclude customers in my situation1
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DebtHurricane said:I might try it and say that as a customer it’s not clearly worded to exclude customers in my situation1
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Just a word of warning, make sure you have access to funds in another bank outside the RBS group:
Have a search on here & you'll find reports that when the RBS team smell a 'gamer' they don't have a discussion - they immediately withdraw online banking facilities across the group, Nat West and Ulster Bank.
In those circumstances, they will make you jump through hoops and take weeks/months to get your money back from the frozen accounts while they 'investigate'.
Good luck, let us know how you get on.
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Text received from RBS this morning saying the switch bonus will be paid into my account on the 19th, will wait and see if the money arrives.0
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