Motability scheme double take.

33 Posts

I have a car. I have in the last year become pretty seriously disabled. They have sent me in the post info about the Motability Scheme. I did a double, triple take. It is unbelievably generous.Astonishingly so. As I see it you get a free lease car in exchange for a proportion of PIP, free car tax, free insurance, free breakdown cover. I have a 1 year old car but am thinking why would you not take advantage of such an offer.
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They make profit because the manufacturers/insurance companies have great fleet deals with motability. I used to work for one and Motability was one of the biggest fleet customers so got excellent offers from them.
:if your disability payments are reduced or stopped, you then will have to return the car.
:is there a limited mileage allowance? , if so, you may have to restrict you travels
:if you leave the scheme & try to get insurance on another car, you won't have any no claims bonus.
MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote
You seem to have an issue with giving disabled people the means to get out of their homes. How about trying out their disability for size.