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Forces help to buy help
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abs95
Posts: 32 Forumite

Hi
my boyfriend and I have reserved a house with the reservation deadline being 20th March. We have almost collected everything for our mortgage application.
We will be using the forces help to buy towards our deposit.
my boyfriend and I have reserved a house with the reservation deadline being 20th March. We have almost collected everything for our mortgage application.
We will be using the forces help to buy towards our deposit.
My boyfriend is currently away in Kenya until the 18th, back for a few days then is on another course for a few weeks. Just wondering what our first step should be in applying for this and how long this usually takes?
any help or guidance would be massively appreciated!
any help or guidance would be massively appreciated!
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Comments
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He needs to get in touch with his unit admin staff first thing on Monday. I doubt if they’re deployed to Kenya! Things like this need time to work through the system to be approved. A FHTB application is probably going to take at least a couple of weeks.0
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From my experience with FHTB, it takes ages. My husband was chasing every day too and had someone pull in a favour as so many people have to sign it off. I would ge the ball rolling ASAP.0
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I was told 6-8 weeks from application. I applied on JPA Thurs 12 March. Workflow notification the next day (But I was on standown). Printed off and actioned monday, got all required signitures by Tuesday morning (Held up by Med Center needing it in internal mail due to Covid-19). Spoke to PSF when I handed it in to them, and she faxed it off that same day to FHTB team down at JPAC (Tuesday 17th). I had a letter through the post on the 19th with my PIN saying I was provisionally accepted subject to further checks, but this allows the mortgage company to continue their checks. Will update you from here when I get anymore news - if my mortgage is accepted that is!
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Any update? Just about to complete the JPA FHTB App and mindful that things may have slowed a little due to CV19.
Hope all is going well for you!0 -
Moggsie301 said:Any update? Just about to complete the JPA FHTB App and mindful that things may have slowed a little due to CV19.
Hope all is going well for you!1 -
abs95 said:Moggsie301 said:Any update? Just about to complete the JPA FHTB App and mindful that things may have slowed a little due to CV19.
Hope all is going well for you!Any news??? How did things go!!!My application took a turn for the worst and mortgage company reduced what they would lend me so had to pull out the purchase. I've just found a cheaper place, but have to start from scratch!0 -
I appreciate there's probably a massive spectrum of experiences with FHTB, but I think it is crazily over complicated with too many hurdles. The whole point of it to assist us buying a property due to disadvantages to service life.
Just Jane it is madness that you have to start from step 1 because the property has changed. It's so backward that you can't apply for the deposit before putting in an offer.
Brilliant scheme, terrible execution.0
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