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Young driver car insurance

4 replies 81 views
Hi all could you give me any pointers on how to get a good quote for my son? He’s 17, passed his test Tuesday & has a car already that he’s been using as a learner with specific learner driver insurance.
ive tried getting quotes with both me and his dad on and they’re still coming up at £1800 minimum. 
I’ve been here before with my daughter so I expected a big quote but wondered if there’s any more tips I can try? 
Obviously he’s the main driver , owner etc so I’m not looking at fronting, however tempting! 
He’s not currently employed ( waiting for RAF), and of course happy with a black box.
thanks

Replies

  • zx81zx81 Forumite
    26.8K posts
    Ninth Anniversary 10,000 Posts Photogenic Name Dropper
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    Use a comparison site to see what comes up.  There's not much you can do to change the fact he's a new driver and £1800 is fairly good.
  • csgohan4csgohan4 Forumite
    7.3K posts
    1,000 Posts Fifth Anniversary Photogenic Home Insurance Hacker!
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    if you can, avoid blackboxes, they are not always accurate and  a hassle for some
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
  • garth549garth549 Forumite
    477 posts
    Ninth Anniversary 100 Posts
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    £1800 is actually very good for a 17 year old!  Some get minimum quotes of £3000-£4000
    If he can't afford it then wait a couple of years.  It'll drop significantly.
  • forgotmynameforgotmyname Forumite
    30.5K posts
    Ninth Anniversary 10,000 Posts Name Dropper
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    Change the car?  That may help. You maybe able to buy a car and insure it for the sum quoted
    so far.

    In our case a not too old Fiat 500 was the cheapest with a new shape KA being the next cheapest.
    Maybe not the car the youngster wants but if the price counts then its a fun car to drive. brought
    back memories of driving classic Mini's virtually flat out everywhere and not breaking the speed limit.


    Censorship Reigns Supreme...

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