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What can I do re cost of holiday - Death of Girlfriends step father.?
WTY433
Posts: 26 Forumite
My Girlfriend booked a holiday for herself, me (Boyfriend) and another couple.
She also paid for it all on her credit card and we gave her the money (a quarter each)
Unfortunately her step father looks like he may pass away soon and the holiday is in 2 weeks time and naturally she would be too upset to go on holiday if something does happen.
If she isnt going then I wont be going and the other couple possibly would go either.
Ive looked on my insurance and although it states that there is cover if a close family member dies including step parents but understandably it doesnt say step parents of girlfriend.
If her policy is the same i'm guessing she will be covered for her quarter?
Does this mean only she will be covered?
Does the fact that she has paid for it all on her credit card give us any protection?
Any one know where we stand here?
She also paid for it all on her credit card and we gave her the money (a quarter each)
Unfortunately her step father looks like he may pass away soon and the holiday is in 2 weeks time and naturally she would be too upset to go on holiday if something does happen.
If she isnt going then I wont be going and the other couple possibly would go either.
Ive looked on my insurance and although it states that there is cover if a close family member dies including step parents but understandably it doesnt say step parents of girlfriend.
If her policy is the same i'm guessing she will be covered for her quarter?
Does this mean only she will be covered?
Does the fact that she has paid for it all on her credit card give us any protection?
Any one know where we stand here?
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Comments
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Have you tried to ask the insurer?I would assume only she would be covered but this is just my assumption as they are not your close family.Credit card protection would not apply here as you got what you paid for, this is an insurance only issue.I’m a Forum Ambassador and I support the Forum Team on the Quick Grabbit, Freebies, Overseas Holidays & Travel Planning and the UK Holidays, Days Out & Entertainments boards.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.2 -
Check if there is cover for you cancelling because a travelling companion is unable to go for an insurable risk.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.1
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You may be covered by insurance but it's highly unlikely that the other couple would be. You do need to check with the travel insurer. I would ask the question now rather than after the event.
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Does your/your friends policy mention death of a family member of a travelling companion? Many do.WTY433 said:
Ive looked on my insurance and although it states that there is cover if a close family member dies including step parents but understandably it doesnt say step parents of girlfriend.Accept your past without regret, handle your present with confidence and face your future without fear0 -
Insurance may want to know whether the step-father's condition was known at the time of taking out the insurance. If it wasn't declared they could refuse to pay out even if medical emergencies of close relations are covered.
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