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Daily Chat Thread 29th November

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  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi all
    i'm tired of being grumpy so making an effort to try and find some good in things at the moment.
    Today's something good is MSE.
    I think that was yesterday's as well! lol
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    floss2 wrote: »
    It's a really good atmosphere when you get there - our 3rd date was Sale v Goucester - Jason Robinson was about 5yards in front of me when warming up....phwoooaar! We now have season tickets (DF buys them for our anniversary pressies!) so travel from Blackpool to stockport every other Friday night - and it's flipping cold in the winter!

    Barbarians v South Africa on TV this weekend, Bath are on Sky next Friday, and Sale v Leicester on 23 December - the joy of tv rugby is wine / beer on tap and there's no queue for the Ladies at half time!

    I've seen a queue at the club and nearly died... Problem is when they are in really need the boys will use the ladies :eek: None of us are brave enough to use the gents.... very scary place!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Hey guys

    Not having a bad day at all today.

    I found £10 earlier today (at home, totally forgot it was in my tin) - bonus!

    I have just switched gas and electric - saved £110 - gained £25 M & S vouchers and crate of wine - bigger bonus

    And been invited round to my friends for a girlie night in, she's supplying all the food and drink!! Wahey

    I have spent the absolute sum of nothing.

    x
    SPC 18 Target £200 /
  • PeachPickle
    PeachPickle Posts: 9,924 Forumite
    Hello everyone :D

    I'm feeling gooooood today. Payments made, and I think I'm going to be able to pay off a debt next month and meet my challenge :j :j :j

    Plus I applied for a contract mobile the other day, with no real hope, but it was accepted so that's coming, woooh!
    DFW Nerd #104 I :heartpuls my Kitten :)and my hat :heartpuls
    OD Girls on Tour 08 - Barcelona - HUGE SUCCESS!
    OD Girls on Tour 09 - Dublin - November!!
    If you believe you can achieve innit!
    Sexy beer?
  • ZTD
    ZTD Posts: 24,327 Forumite
    Toto wrote: »
    I'm feeling irritated today. We're owed so much money, I mean a stupid amount but I can't get anyone to pay us. Neither hubby or I have been paid since August, the bloody record company are tight @rses they really are, even down to stupid things like we had no laminates on the last tour because they were too expensive... ummm £8 :confused:

    They always do pay us, but it's chase chase chase, then we get a big cheque in one go, which is lovely but awful for budgetting. Now I'm at the point of taking more and more money out of savings to cover bills and rent.

    Hmm...it always worries me when you say stuff like that. You - and indeed all of the self-employed people - need to sit down and do a risk assessment on your accounts. Ask the question of every debtor: "What would happen to us if these went bust and didn't pay us?" On the very brightest side, there is a recession imminent, and companies go bust during recessions.

    If them going bust would be the end of you - then it might be time to take steps to reduce that risk.

    Never think "that could never happen to them" - who would have thought it could happen to a high-street bank?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD
    ZTD Posts: 24,327 Forumite
    cat4772 wrote: »
    The feeling lasted until lunch and was stolen from me when confronted with the idiocy of management (they need a job doing, I am able to do the job but I don't have computer clearance to do it. 10 minutes later and I'm explaining to the muppet from IT what he should be looking at :mad: :mad: :mad: :mad: :mad: :mad:)!

    Well a few weeks ago I was dragged kicking and screaming off one job onto another - because the new was a high priority and what I had decided was important obviously wasn't. Today, I was told I had to do the previous job and it was so much more important than the job I was put on to, because what it was meant to prevent had happened and people were screaming about it.

    Alas, I'm off for the next week. Boo hoo.
    cat4772 wrote: »
    I need stronger herbs in my herbal tea!!!

    Deadly Nightshade or hemp?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • sammy115
    sammy115 Posts: 15,267 Forumite
    A simple effective way is letter one, nice and polite, letter two, still polite but firm. Letter three threatens legal action and letter four - does not exist. Legal action it is. MCOL is gods gift to the self employed.

    They soon pay up!
    Quality is doing something right when no one is looking - Henry Ford
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have just decided to aim for USA for Christmas 2008!!!!! - Sister is really excited even though its 13 months away as for the 2nd year in a row they will be on there own out there this year. :sad: :snow_laug

    Just thought I'd share it with you all !!!! :rotfl:
  • HBFS wrote: »
    Arsebiscuits! My lift has called in sick! :(
    Arsebiscuits:rotfl:
    Debt Apr 06 Huge Debt Now Small in Comparison :D:eek:Debt Free Date March 2011
    Proud to be dealing with my debts DFW Nerd 793:D
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Evening GF, nice hat

    I'm still giggling at arsebiscuits too
    No longer using this account for new posts from 2013
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