Regular Savings Accounts: The Best Currently Available List!

kaMelo

Nick_C said:

aaj123 said:

Bridlington1 said:

Just a reminder the new Coventry BS rates come into force today. Notably:
FHS Issue 1 (NLA) now pays 5.6%
FHS Issue 2 now pays 5.05%
Regular Saver Issue 5 now pays 5.05%

Useless for most who pay any kind of tax. And even if not, these are so close to simple easy access account rates. Why even bother?

Coventry FHS Iss 1 is a key component of my small and dwindling portfolio of savings accounts.

£350 in Saffron RS @ 9% = £31.50 interest
£1750 in Skipton RS @ 7.5% = £131.25
£5000 in NatWest Digital RS @ 6% = £300
£2800 in Club Lloyds RS @ 6.25% = £175  
£6000 in Coventry FHS @ 5.6% = £336

Average balances over the year.

So the Coventry account is, for me, worth £36 a year compared to Tandem, and has a track record of increasing interest rates which has kept it competitive. 

£974 taxable interest and a bit of breathing space.  The rest of my cash is in a YBS ISA @ 5%.

Just to note the YBS ISA is now 5.2%

Special_Saver2

Hi Everybody,

I hope you are well and enjoying your summer. This is a quick message to let you know that I have not forgotten to update the first page of this thread. I am unable to do so at the moment as I am overseas and unexpectedly do not have any WiFi in my accommodation but in early September I will be back in the UK and I will go back to page 890 and update everything from there onwards.

SS2

ircE

Sorry if already mentioned - Moneyfacts showing Saffron BS Small Saver rising to 5.75% wef tomorrow (16th August).

Bridlington1

ircE said:

Sorry if already mentioned - Moneyfacts showing Saffron BS Small Saver rising to 5.75% wef tomorrow (16th August).

And the Members 12 Month Regular Saver is going to 5.25%.

simonsmithsays

simonsmithsays said:

Bridlington1 said:

Just a reminder the new Leeds BS rates come into force today. Notably:
Regular Saver issues 23-43 now pays 5.25%
Home Deposit Saver now pays 5.15%

My 23 still showing as 5%

Hopefully it'll change sometime today

Leeds BS

 Still showing as 5% here.

Anyone else?

simonsmithsays

simonsmithsays said:

simonsmithsays said:

Bridlington1 said:

Just a reminder the new Leeds BS rates come into force today. Notably:
Regular Saver issues 23-43 now pays 5.25%
Home Deposit Saver now pays 5.15%

My 23 still showing as 5%

Hopefully it'll change sometime today

Leeds BS

 Still showing as 5% here.

Anyone else?

Showing 5.25 now  👍

BestSeagull

Bridlington1 said:

LZC said:

How easy is it to close the Halifax RS? There doesn’t seem much point in keeping it at 4.5% when you can get easy access at 5%. 

If I message them on the app how long will it take them to close it?

Don't close it directly. Your best bet is to log into online banking and renew it into an EA account, then close it from there (takes very little time at all). Plus due to a quirk in LBG's technical systems you should then be able to open a new regular saver at 5.5%.

I've managed to renew my Lloyds regular saver and was trying to do the same with Halifax but getting the following error message

There's a problem...

103: Sorry, we can’t update your settings right now. Please try again later.


Wondering it this is just a glitch or if they are wise to this now and are preventing renewals from regular savers? 

Nick_C

@BestSeagull
I renewed and closed both Halifax and BOS yesterday. 

The only problem I had was you to have to be logged into BOS to renew the BOS account, and logged into Halifax to renew the Halifax account.

Also, make sure you are not trying to renew to a type of account that you already hold.  Halifax sets up a maturity account when you open the Regular Saver.  Close any unused accounts, log out and in again, and try again. 

BestSeagull

Nick_C said:

@BestSeagull
I renewed and closed both Halifax and BOS yesterday. 

The only problem I had was you to have to be logged into BOS to renew the BOS account, and logged into Halifax to renew the Halifax account.

Also, make sure you are not trying to renew to a type of account that you already hold.  Halifax sets up a maturity account when you open the Regular Saver.  Close any unused accounts, log out and in again, and try again. 

That worked!  Thanks very much.

Speculator

Does anyone have the T&Cs for the Monmouthshire Christmas Saver Bond iss 5?

I know early closure is not an option because it attracts a much lower interest rate. 

I  am currently paying in £200 pm but wondering if I can reduce the payments?

Thanks.