📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Savings Accounts: The Best Currently Available List!

Options
181828486871703

Comments

  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    badger09 said:

    Not according the link above. However, you may be speaking from personal experience :*




    Should I be offended by your comment?
    "Look after your pennies and your pounds will look after themselves"
  • Penrith BS has just pulled its RS product (paying 1.75% variable). 
  • badger09
    badger09 Posts: 11,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    badger09 said:

    Not according the link above. However, you may be speaking from personal experience :*




    Should I be offended by your comment?
    Up to you, but no offence was intended. Not my style :)
  • 1882
    1882 Posts: 497 Forumite
    Part of the Furniture 100 Posts
    badger09 said:
    P3 said:
    Can I have Coventry BS RS issue 2? I already got issue 1

    Not according to this https://www.coventrybuildingsociety.co.uk/consumer/savings-accounts/Regular-Saver.html
    (Hover on final FAQ)
    P3 said:
    Can I have Coventry BS RS issue 2? I already got issue 1

    Yes.
    Not according the link above. However, you may be speaking from personal experience :*  
    I don't see anything on the linked page saying you can't have 2 if you have 1 and certainly I've had both for some months now!
  • ctdctd
    ctdctd Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    1882 said:
    badger09 said:
    P3 said:
    Can I have Coventry BS RS issue 2? I already got issue 1

    Not according to this https://www.coventrybuildingsociety.co.uk/consumer/savings-accounts/Regular-Saver.html
    (Hover on final FAQ)
    P3 said:
    Can I have Coventry BS RS issue 2? I already got issue 1

    Yes.
    Not according the link above. However, you may be speaking from personal experience :*  
    I don't see anything on the linked page saying you can't have 2 if you have 1 and certainly I've had both for some months now!

    I asked the Coventry BS if you could have two RS's of different issues and they said no.
    It may be that their computer system doesn't prevent the opening of two but it's a slight risk that they might enforce the terms and close one down. Terms say "This is a limited issue account and you can only have one version of a Regular Saver at a time".

    Do Money Saving sites make you buy more bargains - and spend more money?
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ken68 said:
    Same here, Hattie , re Loughborough. Rang them the other day for missing t and c's, they confirm 3% and variable. I send in the passbook every so often. Fingers and legs crossed.
    Is it really worth the cost of postage eroding what you've earnt or do you have prepaid envelopes?

    Same opinion here. Unless it is for withdrawal puposes, I can not see the good reason for sending the passbok just to see the balance. P&P cost, your time and let alone the money to be made is tiny.
  • granta
    granta Posts: 508 Forumite
    Tenth Anniversary 100 Posts Photogenic Name Dropper
    adindas said:
    P3 said:
    Can I have Coventry BS RS issue 2? I already got issue 1


    Yes. I just did it a few minutes ago (I already have issue 1, will mature in September). And Confirmed it is already opened.
    You could apply online from here

    Is the Coventry RS that matures in Sept definitely Issue 1? I have that one but can't work out if mine is Issue 1 or 2? Cannot get online access. It paid 2.5% originally. 
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 18 May 2020 at 11:38AM
    granta said:
    adindas said:
    P3 said:
    Can I have Coventry BS RS issue 2? I already got issue 1


    Yes. I just did it a few minutes ago (I already have issue 1, will mature in September). And Confirmed it is already opened.
    You could apply online from here

    Is the Coventry RS that matures in Sept definitely Issue 1? I have that one but can't work out if mine is Issue 1 or 2? Cannot get online access. It paid 2.5% originally. 
    I Just checked my documentation.  it said. "Regular Saver - Annual", Originally paying 2.50% But dropped to 1.85% since 6 May this year. I do not remember coventry ever had a regular saver called "Coventry Regular Saver 1". The current issue is i2, so presumably the one I have is Issue 1. The point here is that they allow you to run two different issues of RSAs at the same time.



  • surreysaver
    surreysaver Posts: 4,830 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It was the same with the Yorkshire Building Society.  They had the Regular Saver, then they had Issue 2.  However, when they launched Issue 2 (and Issue 3 after that), they still referred to the original one as Regular Saver.  Although with them, you could hold one of each issue.
    I consider myself to be a male feminist. Is that allowed?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.