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Regular Savings Accounts: The Best Currently Available List!
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It is a two year account @ £250 max/month. They should have contacted you for withdrawal instructions prior to maturity.Band7 said:Thanks for posting those Leeds links. It had somehow escaped me that the interest rate drops to 1.8% above £6k, so my SO would have run for too long. Amended now to stop earlier.
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I was on their issue 34, which they upgraded for me to issue 37, with several hundred already in the account. So I will bust the £6k a few months before maturity.chris_the_bee said:
It is a two year account @ £250 max/month. They should have contacted you for withdrawal instructions prior to maturity.Band7 said:Thanks for posting those Leeds links. It had somehow escaped me that the interest rate drops to 1.8% above £6k, so my SO would have run for too long. Amended now to stop earlier.0 -
The upgrade should. have moved your maturity date to 24 months from then. The balance in issue 34 should have been used to fund the 1st month @ £250 on issue 37 with any excess refunded to your nominated account. Check your online account.Band7 said:
I was on their issue 34, which they upgraded for me to issue 37, with several hundred already in the account. So I will bust the £6k a few months before maturity.chris_the_bee said:
It is a two year account @ £250 max/month. They should have contacted you for withdrawal instructions prior to maturity.Band7 said:Thanks for posting those Leeds links. It had somehow escaped me that the interest rate drops to 1.8% above £6k, so my SO would have run for too long. Amended now to stop earlier.0 -
No worries. I have checked my account and all is in order.chris_the_bee said:
The upgrade should. have moved your maturity date to 24 months from then. The balance in issue 34 should have been used to fund the 1st month @ £250 on issue 37 with any excess refunded to your nominated account. Check your online account.Band7 said:
I was on their issue 34, which they upgraded for me to issue 37, with several hundred already in the account. So I will bust the £6k a few months before maturity.chris_the_bee said:
It is a two year account @ £250 max/month. They should have contacted you for withdrawal instructions prior to maturity.Band7 said:Thanks for posting those Leeds links. It had somehow escaped me that the interest rate drops to 1.8% above £6k, so my SO would have run for too long. Amended now to stop earlier.0 -
Are the increased Yorkshire BS rates applied to existing customers?0
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Chorley BS 3.5% RS NLA to new applicationsIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.2 -
Yes. I have 2 accounts with YBS and both are increasing by 0.25% from 5th April.liamcov said:Are the increased Yorkshire BS rates applied to existing customers?1 -
Darlington Building SocietyThe Darlington 'Young Saver' RS and 'Teen Goal Saver' RS (both listed on page 1 of this thread) increased today (28/3/23) from 3.45% to 3.65%:
No increase on the 'adult' Regular Monthly Saver as yet (still 3.8%).
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The currently available Leeds BS Issue 38 Regular Saver interest rate has gone up to 4.2% today:IanManc said:
Issue 37 is currently only paying 3.7% too, and rises to 4.2% on 28th March, in two days time.londoner62 said:Leeds Regular Saver (issue 38) is now paying 3.7% replacing issue 37 on page 1 paying 4.2%
The announcement of the increase in rates on Issue 37, and earlier issues, was made on 17 February:
https://www.leedsbuildingsociety.co.uk/savings/savings-account-changes/
and Issue 38 was only made available on 1st March:
https://www.leedsbuildingsociety.co.uk/_resources/pdfs/savings-pdfs/REGSAVER38.pdf
after the announcement of the rate increase on earlier issues but before that increase came into effect; so I'd expect the rate on the currently available Issue 38 to increase to from 3.7% to 4.2% on the 28th March along with all the other earlier issues which are currently paying 3.7%. That would be in line with the way Leeds BS have behaved in the past, but we'll have to wait and see to be sure.
https://www.leedsbuildingsociety.co.uk/savings/regular-saver/
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Just noticed from the above when I went onto the Leeds website that they also have a ‘home deposit saver’ account
https://www.leedsbuildingsociety.co.uk/savings/regular-saver/home-deposit-saver/
4%, £500 p/m upto £30k with one withdrawal per year.9
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