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Regular Savings Accounts: The Best Currently Available List!

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  • Thanks @kaMelo @Band7

    I knew that the Digital RS could be fed outwith the SO but didn't realise that the setup SO could be dispensed with. Since both mine are only shifting a quid it would make sense to remove them.
  • kaMelo said:
    kaMelo said:no
    There are only two that I can think of that require deposit via standing order, FD and HSBC. Set up a standing order to deposit the necessary funds into each current account then you can manually do the rest of your regular savers  as and when you want to.
    Don't the RBS/NatWest Digital RS accounts require a SO from a current account for at least £1?

    No, they imply they do but they don't.
    TSB say must be SO from TSB current account but a number of forumites on this thread report it not being enforced.
    I can confirm they never enforce that one. I only made 1 deposit into it by SO, the rest were all by bank transfer from my TSB current account.
  • phillw
    phillw Posts: 5,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    kaMelo said:
    kaMelo said:no
    There are only two that I can think of that require deposit via standing order, FD and HSBC. Set up a standing order to deposit the necessary funds into each current account then you can manually do the rest of your regular savers  as and when you want to.
    Don't the RBS/NatWest Digital RS accounts require a SO from a current account for at least £1?

    No, they imply they do but they don't.
    TSB say must be SO from TSB current account but a number of forumites on this thread report it not being enforced.
    I can confirm they never enforce that one. I only made 1 deposit into it by SO, the rest were all by bank transfer from my TSB current account.
    Its really quite odd as I had to phone them to open the account, possibly due to account merging issues and even then they told me I'd have to fund it with a standing order and so the first payment could only be taken the next working day (which was a Monday)

    As I didn't have an overdraft and I wanted to keep the money earning interest, but I forgot to transfer it days later, the standing order failed and I manually transferred the money. 
  • Vook
    Vook Posts: 8 Forumite
    Second Anniversary First Post
    I am not sure whether it has been mentioned but shouldn't Kroo be listed as a top feeder account?
  • phillw said:
    kaMelo said:
    kaMelo said:no
    There are only two that I can think of that require deposit via standing order, FD and HSBC. Set up a standing order to deposit the necessary funds into each current account then you can manually do the rest of your regular savers  as and when you want to.
    Don't the RBS/NatWest Digital RS accounts require a SO from a current account for at least £1?

    No, they imply they do but they don't.
    TSB say must be SO from TSB current account but a number of forumites on this thread report it not being enforced.
    I can confirm they never enforce that one. I only made 1 deposit into it by SO, the rest were all by bank transfer from my TSB current account.
    Its really quite odd as I had to phone them to open the account, possibly due to account merging issues and even then they told me I'd have to fund it with a standing order and so the first payment could only be taken the next working day (which was a Monday)

    As I didn't have an overdraft and I wanted to keep the money earning interest, but I forgot to transfer it days later, the standing order failed and I manually transferred the money. 
    TSB's systems aren't exactly joined up though. I have had multiple issues with split profiles, most recently I have been trying to open a monthly saver since January with no success. I had a phone appointment with them a few weeks ago regarding this and they never rang on time on time (they've since given me £30). After visiting a branch they have said that there is a monthly saver application on their systems from October, which I never made which is blocking the application so are looking into it.

    Last year I suffered a weird technical issue in which I couldn't make any faster payment online without it logging me out of internet and app banking and telling me to ring the fraud team. As a result I funded one of my monthly saver deposits through telephone banking and they also said I could only make deposits by SO but managed to make a deposit by bank transfer in the end, much to the bamboozlement of the call handler. They gave me £75 for this episode.
  • liamcov
    liamcov Posts: 643 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    When trying to open a Leeds Regular Saver, the form (and subsequent email confirmation) refer to it as an E-Saver - has something gone wrong their end or will it morph into the correct account tomorrow?
  • liamcov said:
    When trying to open a Leeds Regular Saver, the form (and subsequent email confirmation) refer to it as an E-Saver - has something gone wrong their end or will it morph into the correct account tomorrow?
    You have clicked on and requested the E-Saver easy access deposit account. You need to click on their regular saver account. It is on their home page; big box saying regular savings. 
    You will, however, need the E-Saver to withdraw any funds from the Regular Saver.
  • liamcov
    liamcov Posts: 643 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    liamcov said:
    When trying to open a Leeds Regular Saver, the form (and subsequent email confirmation) refer to it as an E-Saver - has something gone wrong their end or will it morph into the correct account tomorrow?
    You have clicked on and requested the E-Saver easy access deposit account. You need to click on their regular saver account. It is on their home page; big box saying regular savings. 
    You will, however, need the E-Saver to withdraw any funds from the Regular Saver.
    I tried it twice and the Regular Saver links all go to the E-Saver application form. 
  • ForumUser7
    ForumUser7 Posts: 2,445 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    liamcov said:
    liamcov said:
    When trying to open a Leeds Regular Saver, the form (and subsequent email confirmation) refer to it as an E-Saver - has something gone wrong their end or will it morph into the correct account tomorrow?
    You have clicked on and requested the E-Saver easy access deposit account. You need to click on their regular saver account. It is on their home page; big box saying regular savings. 
    You will, however, need the E-Saver to withdraw any funds from the Regular Saver.
    I tried it twice and the Regular Saver links all go to the E-Saver application form. 
    I've just got the same thing @liamcov - If you click on I'm a new customer it brings up the e-saver application form
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • liamcov said:
    liamcov said:
    When trying to open a Leeds Regular Saver, the form (and subsequent email confirmation) refer to it as an E-Saver - has something gone wrong their end or will it morph into the correct account tomorrow?
    You have clicked on and requested the E-Saver easy access deposit account. You need to click on their regular saver account. It is on their home page; big box saying regular savings. 
    You will, however, need the E-Saver to withdraw any funds from the Regular Saver.
    I tried it twice and the Regular Saver links all go to the E-Saver application form. 
    I've just got the same thing @liamcov - If you click on I'm a new customer it brings up the e-saver application form
    I am an existing Leeds member and it takes me to the correct RS page. But if I go incognito (ie not an existing member) then it does take me to the E-Saver. So I suggest it is a phone call to Leeds.
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