Regular Savings Accounts: The Best Currently Available List!

Kazza242

rallycurve said:

Principality First Home Steps increased by 0.2%, now 3.25% / 3.45% / 3.95%

Principality BS have applied the interest rate increase to both issues 1 and 2 of their First Home Saver accounts (online and branch-based).  

3.95% on £7,501 - £25,000
3.45% £2,501 - £7,500
3.25% £1 - £2,500

The new rates are effective from today (16th February 2023).

https://www.principality.co.uk/

Asghar

Bridlington1 said:

I personally don't use paypal so couldn't give you a certain answer. I know some on this forum send multiple 1ps back and forth to people they know to get the round ups so no purchases are necessary.

I instead make deposits into the NS&I direct saver by debit card to avoid actually buying things which works quite well.

I tried NS&I yesterday and after only about four transactions, was asked to verify each one after that in the NatWest app. So I gave up and switched to PayPal.

Sensory

What happens in practice if you don’t fund HSBC (and I suppose First Direct) with the £25 minimum?

liamcov

Does the TSB monthly saver allow a 13th payment?

artyboy

Natwest (and presumably RBS) digital saver now up to 6% gross / 6.17% AER 👍

surreysaver

artyboy said:

Natwest (and presumably RBS) digital saver now up to 6% gross / 6.17% AER 👍

Since February 14th I believe. Was mentioned a few pages ago 

surreysaver

liamcov said:

Does the TSB monthly saver allow a 13th payment?

In theory, if you haven't paid the maximum of £250 per month into the account, as there is a maximum of £3k payments into the account allowed 

youngretired

Is the TSB monthly saver a calendar month or from opening. I know in the past it was a calendar month so you could change the date to 1st monthly, but this time all I can find is once per month mentioned and must be paid within the first 30 days from opening.

chris_the_bee

youngretired said:

Is the TSB monthly saver a calendar month or from opening. I know in the past it was a calendar month so you could change the date to 1st monthly, but this time all I can find is once per month mentioned and must be paid within the first 30 days from opening.

A month is a calendar month. T's&C's excerpt:

• You can only make one payment each month into your account.

• £3,000 is the maximum that can be paid into your Monthly Saver.

artyboy

surreysaver said:

artyboy said:

Natwest (and presumably RBS) digital saver now up to 6% gross / 6.17% AER 👍

Since February 14th I believe. Was mentioned a few pages ago 

Ah well, I went back a couple of pages and didn't see it. Hard to keep up with the pace of this thread sometimes!