Regular Savings Accounts: The Best Currently Available List!

Asghar

Bridlington1 said:

I personally don't use paypal so couldn't give you a certain answer. I know some on this forum send multiple 1ps back and forth to people they know to get the round ups so no purchases are necessary.

I instead make deposits into the NS&I direct saver by debit card to avoid actually buying things which works quite well.

I tried NS&I yesterday and after only about four transactions, was asked to verify each one after that in the NatWest app. So I gave up and switched to PayPal.

Sensory

What happens in practice if you don’t fund HSBC (and I suppose First Direct) with the £25 minimum?

liamcov

Does the TSB monthly saver allow a 13th payment?

artyboy

Natwest (and presumably RBS) digital saver now up to 6% gross / 6.17% AER 👍

surreysaver

artyboy said:

Natwest (and presumably RBS) digital saver now up to 6% gross / 6.17% AER 👍

Since February 14th I believe. Was mentioned a few pages ago 

surreysaver

liamcov said:

Does the TSB monthly saver allow a 13th payment?

In theory, if you haven't paid the maximum of £250 per month into the account, as there is a maximum of £3k payments into the account allowed 

youngretired

Is the TSB monthly saver a calendar month or from opening. I know in the past it was a calendar month so you could change the date to 1st monthly, but this time all I can find is once per month mentioned and must be paid within the first 30 days from opening.

chris_the_bee

youngretired said:

Is the TSB monthly saver a calendar month or from opening. I know in the past it was a calendar month so you could change the date to 1st monthly, but this time all I can find is once per month mentioned and must be paid within the first 30 days from opening.

A month is a calendar month. T's&C's excerpt:

• You can only make one payment each month into your account.

• £3,000 is the maximum that can be paid into your Monthly Saver.

artyboy

surreysaver said:

artyboy said:

Natwest (and presumably RBS) digital saver now up to 6% gross / 6.17% AER 👍

Since February 14th I believe. Was mentioned a few pages ago 

Ah well, I went back a couple of pages and didn't see it. Hard to keep up with the pace of this thread sometimes!

Special_Saver2

Hi Folks,

I have changed the following items on page 1 of this thread.

- Principality BS First Home Steps Savings Account (Issue 3) or Principality BS First Home Steps Online Savings Account (Issue 2) interest rate increased to 3.25% - 3.95% gross p.a. variable (3.25% if your balance is £2,500, then 3.45% if your balance is £2,501 - £7,500 then 3.95% from £7,500 to £25,000) from 16th February 2023

- Principality BS Learner Earner Issue 3 (Adult with a Child) interest rate increased to 3.7% gross p.a. variable from 16th February 2023

- NatWest Digital Regular Saver Account and Royal Bank of Scotland Digital Regular Saver Account

interest rate increased to 6% gross p.a. (6.17% AER) from 14th February 2023

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1