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Regular Savings Accounts: The Best Currently Available List!
Comments
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Whats the popular high interest savings account at the moment that gives you 5-7%key points- has a max of £300-£400 per month deposit - or no max?- doesnt have penalties? or can skip month ?- interest ? is it paid monthly ? or only annually in most products?0
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Best to stick to your existing thread on that subject, rather than asking questions like that on this one:dmo84 said:Whats the popular high interest savings account at the moment that gives you 5-7%key points- has a max of £300-£400 per month deposit - or no max?- doesnt have penalties? or can skip month ?- interest ? is it paid monthly ? or only annually in most products?
https://forums.moneysavingexpert.com/discussion/6419413/i-have-bonds-but-now-looking-to-send-some-money-in-to-a-high-interest-bank-savings-5-or-7
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Yes, mine which also matures on the 1st is showing as per yours and is available for withdrawal bar £1.EarthBoy said:
My interest isn't showing and I opened the account a year ago yesterday, 22 January 2022.ForumUser7 said:Is anyone else’s YBS make me an esaver interest showing in their accounts this morning please? Mine is reflecting in the balance, but not showing in the transaction list. It felt a bit odd given it matures on the 1st February, not today, and I’m kind of wondering if it will still be earning interest in the meantime1 -
I received this information by post this morning - surprised it wasn’t an email though tbhsomeone said:
May I ask where is the info about the change? I have the off sale 3 year account that currently is 2.9% and am making a decision on what to do with balance by the end of month.Band7 said:Furness BS 1 Year Regular Saver (Issue 5) going from 4% to 4.3% on Feb 1If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
It was highlighted on here a couple of weeks ago but was lost in the guff on here.someone said:
May I ask where is the info about the change? I have the off sale 3 year account that currently is 2.9% and am making a decision on what to do with balance by the end of month.Band7 said:Furness BS 1 Year Regular Saver (Issue 5) going from 4% to 4.3% on Feb 1
Confirmed by postal letters received today
Your off sale increases to 3.20 -
Darlington Building Society Regular Monthly Saver and Green Regular Saver updated this morning from 3.5% to 3.8%. Young Saver/teens RS's also uprated.Personally, I was hoping the Regular Monthly Saver would rise to 4% - but obviously it hasn't happened this time!
Closed Darlington Special Occasion Saver now also 3.8% and earlier closed High Days & Holidays RS accounts also increased from yesterday:
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I'm baffled by their policy on this, but again, Loughborough BS has increased their rates and not increased the Regular Saver Issue 1. Seems to be a new rate sheet every couple of weeks!
https://www.theloughborough.co.uk/wp-content/uploads/2020/10/Interest-Rate-Poster-23-January-2023.pdf
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
Had three RS accounts with LBS until middle of last year, but it's been clear since then that their priorities changed and they are not looking to support/offer competitive RS. I'd go elsewhere if I were you.ForumUser7 said:I'm baffled by their policy on this, but again, Loughborough BS has increased their rates and not increased the Regular Saver Issue 1. Seems to be a new rate sheet every couple of weeks!
https://www.theloughborough.co.uk/wp-content/uploads/2020/10/Interest-Rate-Poster-23-January-2023.pdf1 -
I've kept £10 in the account since October just in case the rate rises.Wheres_My_Cashback said:
Had three RS accounts with LBS until middle of last year, but it's been clear since then that their priorities changed and they are not looking to support/offer competitive RS. I'd go elsewhere if I were you.ForumUser7 said:I'm baffled by their policy on this, but again, Loughborough BS has increased their rates and not increased the Regular Saver Issue 1. Seems to be a new rate sheet every couple of weeks!
https://www.theloughborough.co.uk/wp-content/uploads/2020/10/Interest-Rate-Poster-23-January-2023.pdf1 -
I've kept £10 in mine too, but I'm not keeping my fingers crossed. At least it also maintains membership, in case they ever increased rates but restricted by postcode/existing membershipBridlington1 said:
I've kept £10 in the account since October just in case the rate rises.Wheres_My_Cashback said:
Had three RS accounts with LBS until middle of last year, but it's been clear since then that their priorities changed and they are not looking to support/offer competitive RS. I'd go elsewhere if I were you.ForumUser7 said:I'm baffled by their policy on this, but again, Loughborough BS has increased their rates and not increased the Regular Saver Issue 1. Seems to be a new rate sheet every couple of weeks!
https://www.theloughborough.co.uk/wp-content/uploads/2020/10/Interest-Rate-Poster-23-January-2023.pdfIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1
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