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Regular Savings Accounts: The Best Currently Available List!

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  • ForumUser7
    ForumUser7 Posts: 2,445 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Has anyone's RBS/NatWest Digital Regular Saver balance specific rates updated yet please? I assumed that'd be today given the rate changed today, but perhaps it is tomorrow? My balance is approx £1,300 so I think it's right for that, but definitely not right for the new rates.

    Thanks



    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • RG2015
    RG2015 Posts: 6,048 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 6 December 2022 at 9:19PM
    Re NatWest Digital Regular saver

    @ForumUser7

    I am on Android and mine shows the same rate as yours, but it says it is based on the balance at close of business on 05 December 2022.

  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    edited 6 December 2022 at 9:22PM
    Mine has also not been updated to 5% above £1k. It showed earlier as of close of business on December 5, but has now been updated to COB December 6. I expect they will change the rate overnight.
  • Brewer21
    Brewer21 Posts: 376 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Mines showing today...


  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    is your balance higher than £1,000?
  • AmityNeon
    AmityNeon Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    ForumUser7 said:
    Has anyone's RBS/NatWest Digital Regular Saver balance specific rates updated yet please? I assumed that'd be today given the rate changed today, but perhaps it is tomorrow? My balance is approx £1,300 so I think it's right for that, but definitely not right for the new rates.

    Thanks
    My rates have also yet to update to the latest changes, although the rates showing on my app are 4.47% gross / 4.56% AER, which reflects yesterday's close of business balance, despite the app saying it's based on today's CoB balance.
  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    AmityNeon said:
    ForumUser7 said:
    Has anyone's RBS/NatWest Digital Regular Saver balance specific rates updated yet please? I assumed that'd be today given the rate changed today, but perhaps it is tomorrow? My balance is approx £1,300 so I think it's right for that, but definitely not right for the new rates.

    Thanks
    My rates have also yet to update to the latest changes, although the rates showing on my app are 4.47% gross / 4.56% AER, which reflects yesterday's close of business balance, despite the app saying it's based on today's CoB balance.
    Mine is definitely using today's actual balance. The interest rate went down, too, compared with earlier today as I made a deposit today.
  • RG2015
    RG2015 Posts: 6,048 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Re NatWest/RBS Digital Regular Savers.

    I am sure the rate for over £1,000 will show as 5.00% tomorrow.

    It appears that there are far more geeks on this site than NW/RBS have in their IT departments.  :)
  • RG2015
    RG2015 Posts: 6,048 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 6 December 2022 at 11:46PM
    Re NatWest/RBS Digital Regular Savers.

    Now shows 5.00% for £1,304.14 balances in each of NatWest and RBS.

    Great rate for up to £10k combined but as I build up to this figure at £300 per month I am not going to be accessing any of it.

    Very clever move by them to hold on to my money!
  • t1redmonkey
    t1redmonkey Posts: 945 Forumite
    Part of the Furniture 500 Posts Energy Saving Champion Home Insurance Hacker!
    Question on the first direct regular saver (finally could apply to it today, took about 10 days to open a current account with them!).  It asks during the application process for the regular saver how much you want to pay in and that it'll take it from your first direct current account; how do you know when this'll actually be taken?  I personally don't want to leave £300 in the current account until the day (or maybe the day before) they actually take the money.
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