Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

adindas said:

pecunianonolet said:

londoner62 said:

A reminder for those that might have not realised but as of tomorrow (6th December) the Natwest and RBS Digital Savers pay 5% gross on up to £5,000. Still capped at £150 a month. https://www.natwest.com/savings/manage-your-savings/savings-interest-rates-changes.html 

Painfully slow process with RBS to open an account. Registered yesterday for new current account, new BT credit card and by the time I got to the reg saver the system was down so did the id verification check as with 3rd party. Today, been asked for id check again. 

Unable to see any account or any confirmation of opening. Let's see how long this will take. 

While NAtwest has indicated the change in December 6, 2022. RBS has not done so.
https://www.rbs.co.uk/savings/digital-regular-saver.html

https://www.rbs.co.uk/savings/manage-your-savings/savings-interest-rates-changes.html?

ForumUser7

chris_the_bee said:

ForumUser7 said:

where_are_we said:

I have been informed by Chorley BS, that following customer dissatisfaction (it wasn`t just me?) with the interest rate of their new Seasonal Saver Issue3 30/11/23 @2.3% compared to their new RS 30/11/23 @3.5%, they have decided to upgrade the interest rate on the new SS3 to 3.5% to match the new RS.

This will happen on the 15th December (I think that is the date mentioned, I didn`t write it down because I was in the garden brushing the soil off my dahlia tubers prior to parking them in a box in the garage)

SS3 is only available as a maturity product. RS 30/11/23 is still a superior product because you can discontinue monthly payments if the variable interest rate becomes uncompetitive. SS3 30/11/23 is less flexible because it`s T&C`s state - "if you fail to make the minimum payment (minimum monthly deposit £25) in any calendar month your account will revert to our Easy Access Chorlean Account. No withdrawals or closure make both accounts borderline to be worth opening. You can only have one account - either the SS3 or the RS.

Hopefully Darlington Building Society takes note and increases all their RSs to 3.5% to match their top paying one too - high days and holidays, capital super saver, children’s regular savers etc.

WEF 30th Nov, Darlington did increase Special Occasion, Green and Regular Savers to 3.5%.

@Chris_the_bee I know about that increase - I realise now I did not phrase that very well. I mean the top paying RS at Darlington BS is 3.5% (their special occasion, green, and regular saver) but they should've also increased the rate to 3.5% on their Darly Young Saver, Teen Goal Saver, High Days & Holidays Saver, and Junior High Days & Holidays Saver at the same time. They didn't, like how Chorley didn't also. But after Chorley received customer dissatisfaction (and some of us wrote to Darlington), they changed it. I suppose I'm hoping Darlington will listen to our dissatisfaction and increase the rate on all of them to match their special occasion, green, and regular savers.

happybagger

Lost patience with High Days. Closed it and put some in a fixed rate, with the rest to be fed into Bucks RS Locals and ESBS, as well as Darlo's open RS

ForumUser7

Has anyone's RBS/NatWest Digital Regular Saver balance specific rates updated yet please? I assumed that'd be today given the rate changed today, but perhaps it is tomorrow? My balance is approx £1,300 so I think it's right for that, but definitely not right for the new rates.

Thanks

RG2015

Re NatWest Digital Regular saver

@ForumUser7

I am on Android and mine shows the same rate as yours, but it says it is based on the balance at close of business on 05 December 2022.

Band7

Mine has also not been updated to 5% above £1k. It showed earlier as of close of business on December 5, but has now been updated to COB December 6. I expect they will change the rate overnight.

Brewer21

Mines showing today...

Band7

is your balance higher than £1,000?

AmityNeon

ForumUser7 said:

Has anyone's RBS/NatWest Digital Regular Saver balance specific rates updated yet please? I assumed that'd be today given the rate changed today, but perhaps it is tomorrow? My balance is approx £1,300 so I think it's right for that, but definitely not right for the new rates.

Thanks

My rates have also yet to update to the latest changes, although the rates showing on my app are 4.47% gross / 4.56% AER, which reflects yesterday's close of business balance, despite the app saying it's based on today's CoB balance.

Band7

AmityNeon said:

ForumUser7 said:

Has anyone's RBS/NatWest Digital Regular Saver balance specific rates updated yet please? I assumed that'd be today given the rate changed today, but perhaps it is tomorrow? My balance is approx £1,300 so I think it's right for that, but definitely not right for the new rates.

Thanks

My rates have also yet to update to the latest changes, although the rates showing on my app are 4.47% gross / 4.56% AER, which reflects yesterday's close of business balance, despite the app saying it's based on today's CoB balance.

Mine is definitely using today's actual balance. The interest rate went down, too, compared with earlier today as I made a deposit today.