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Regular Savings Accounts: The Best Currently Available List!

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  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    adindas said:

    - Chase Saver account paying 2.1% and allowing direct debits and standing orders added to the feeder account section

    SS2
    I have not seen this information regarding pulling money using DDs, on their websites even on TCs
    Could anyone point out where to find this information from ??
    You cannot pull money into Chase via DD.

    You can pay DDs from your Chase Saver account(s).


  • Eco_Miser
    Eco_Miser Posts: 4,856 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    kuepper said:
    How do I get to p1 of this thread without doing it 1 page at a time?
     At the top and bottom of the page you are on there are numbered boxes. This page is number 598 .  Boxes list page 598 down to 592 ish and then on far left is a box marked with page 1. Click on that and it takes you to page 1.
    Mobiles don't have a 1 and the three ... don't do anything, the only way is flipping the photo to rotate or wait for OP to post as their signature links to page 1.

    Another way is to edit the URL to end with /p1 instead of /p600 or whatever, assuming that your mobile allows the URL to be edited.

    Eco Miser
    Saving money for well over half a century
  • Can anyone shed light on when Principality BS have closed their Christmas Regular Saver Bond for the last few years? 

    I hope to open their Christmas saver in December (as I already have my November RS elsewhere) but don't want to miss the boat and would prefer not to open it in November.

    Thanks for any help here...
  • chris_the_bee
    chris_the_bee Posts: 405 Forumite
    100 Posts Second Anniversary Name Dropper
    edited 14 November 2022 at 11:37PM
    Can anyone shed light on when Principality BS have closed their Christmas Regular Saver Bond for the last few years? 

    I hope to open their Christmas saver in December (as I already have my November RS elsewhere) but don't want to miss the boat and would prefer not to open it in November.

    Thanks for any help here...
    Not sure, my last two were opened on 19th and 12th Nov 2020 & 2021 respectively.
    T's&C's say:
    It can be withdrawn at any time.
    Putting money into your bond: The first payment into your bond must be at least £1.
    If we do not receive the payment within five business days of the account opening, we will close it.
    You must keep at least £1 (the minimum balance) in the account.
    You do not have to make payments into the account every month.

    If you don't like the five business day limit, why not open it now and fund November with £1?
  • Millyonare
    Millyonare Posts: 551 Forumite
    500 Posts First Anniversary
    edited 15 November 2022 at 12:11AM
    Just tried a BoS 4.50% Monthly Saver. Website kept crashing. Gave up. Will try again tomorrow.
  • refluxer
    refluxer Posts: 3,187 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    adindas said:
    Earl Shilton BS Regular Monthly Saver entry updated with interest rate updated to 3.3% from 14th November 2022
    Can I withdraw money?
    • Yes – 2 withdrawals per year (1st March – end of February Inc.).
    • The account will be closed if a further withdrawal is required
    What happen after the 3-rd withdrawal your account is closed, but you open a new one immediately. It does not seem any information that will prevent this to happen, does it ?. Have I missed something here ?
    From the T&Cs...

    "5. The account is limited to one per investor and on closure a new Regular Monthly Saver cannot be opened for 12 months."
  • If you opened an Furness RS5 in the last year and then closed it due to it`s interest rate becoming uncompetitive (like I did) you are allowed to open a new RS5 @ 4%.
  • ForumUser7
    ForumUser7 Posts: 2,465 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Kent Reliance:

    Following the recent Bank of England Base Rate increase, the rates on some existing variable savings accounts will increase on 18 November 2022. See below for our latest rates.

    https://www.kentreliance.co.uk/interest-rates

    Regular Savings Account Issue 9 -> 3.00%

    Easy Access Account Issue 51 -> 2.75% (for balances above £1,000)

    60 day notice account Issue 39 -> 2.85% (for balances above £1,000)

    Demelza children’s savings account Issue 7 -> 3.25% (for balances above £10)

    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Kent Reliance RS9 @ 3% is a branch only account.
  • If you opened a Furness RS5 in the last year and then closed it due to it`s interest rate becoming uncompetitive (like I did) you are allowed to open a new RS5 @ 4%.

    I’m in the same situation, I can still login to my account but currently have no active accounts. I logged in at the weekend and sent a message about this but have not yet had a response. I also asked if I would have to resend I.D to open an account.


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