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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    adindas said:
    I just cheeked it my saffron 12 Month Fixed Rate Members Regular Saver is only paying 1.75%.
    AFAIK you could not get two RSAs running parallel at the same time. I tried that last year they close one of them.
    Is there any way of getting i10, such as closing i9 and reopen i10 in order to get interest of 2.05% ?
    If only there was two pages of chatter on this thread detailing how to do this.

    (Which is exactly the same procedure as issue 8 to 9)
  • kaMelo
    kaMelo Posts: 2,857 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 28 May 2022 at 6:25PM
    adindas said:
    I just cheeked it my saffron 12 Month Fixed Rate Members Regular Saver is only paying 1.75%.
    AFAIK you could not get two RSAs running parallel at the same time. I tried that last year they close one of them.
    Is there any way of getting i10, such as closing i9 and reopen i10 in order to get interest of 2.05% ?
    Yes, just contact them and explain you want to close your existing RS and open the new version. Transfer £500 from your existing RS into the new account and the remainder to your linked bank account. I did the same from the previous version into version 9 and again recently into version 10. Both times done efficiently without any fuss.
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For customers with the account already, Suffolk (formerly Ipswich) Building Society have increased the Smart Saver rate from 0.25% to 0.35%.  With the 3% bonus, that's now 3.35%.
  • happybagger
    happybagger Posts: 1,035 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 30 May 2022 at 12:32PM
    Bucks BS

    From 1 June

    Regular Saver +0.10% to 1.30%
    RS Locals (closed issue) +0.10% to 1.65%

    Source:
  • paul235
    paul235 Posts: 81 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    SFindlay said:
    Virgin have released their latest Homebuying Coach Regular Saver, issue 11, paying 1.75% for 14 months. 

     Read only access

    This account is currently 'read only'. You can view your statement, and interest and tax details, but cannot transact on this account.

    Opened on 26 May but still  read only access.

  • Descrabled
    Descrabled Posts: 509 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Virgin HBC 11
    Mine was fully open on 21st after application and first payment on 20th. All as normal for Virgin savers
  • soulsaver
    soulsaver Posts: 6,610 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    paul235 said:
    SFindlay said:
    Virgin have released their latest Homebuying Coach Regular Saver, issue 11, paying 1.75% for 14 months. 

     Read only access

    This account is currently 'read only'. You can view your statement, and interest and tax details, but cannot transact on this account.

    Opened on 26 May but still  read only access.

    If you're new to VM they may be doing checks.
  • paul235
    paul235 Posts: 81 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    soulsaver said:
    paul235 said:
    SFindlay said:
    Virgin have released their latest Homebuying Coach Regular Saver, issue 11, paying 1.75% for 14 months. 

     Read only access

    This account is currently 'read only'. You can view your statement, and interest and tax details, but cannot transact on this account.

    Opened on 26 May but still  read only access.

    If you're new to VM they may be doing checks.
    Not new , have issues 10,8
  • where_are_we
    where_are_we Posts: 1,216 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My only difference this time is, I have been asked to provide ID and proof of address photocopies for Virgin HBCRS11.
  • kaMelo
    kaMelo Posts: 2,857 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I don't think the response in such a situation would be as has happened, indeed the said terms stipulate in such a scenario that the account would be changed into their  (non existent)  normal regular saver.
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