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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • Be_Happy
    Be_Happy Posts: 1,392 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 11 March 2021 at 1:55PM
    I nearly missed this one with the amount of information here, but glad I saw it and very pleased with customer service.

    Used online chat to check eligibility of my account - instant connection and speedy answer.  Selected apply for account on line and within 10 minutes had phone call from local branch asking if I wanted form posted out, or would like telephone appointment to apply.  Chose telephone appointment and received phone call dead on time next day.
    Edited:  referring to YBS 3.5% Loyalty Regular Saver.
  • RG2015
    RG2015 Posts: 6,064 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Be_Happy said:
    I nearly missed this one with the amount of information here, but glad I saw it and very pleased with customer service.

    Used online chat to check eligibility of my account - instant connection and speedy answer.  Selected apply for account on line and within 10 minutes had phone call from local branch asking if I wanted form posted out, or would like telephone appointment to apply.  Chose telephone appointment and received phone call dead on time next day.
    Which one?
  • P3
    P3 Posts: 169 Forumite
    Third Anniversary 100 Posts Name Dropper
    Sound like YBS 3.5% 
  • Be_Happy
    Be_Happy Posts: 1,392 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 11 March 2021 at 1:52PM
    RG2015 said:
    Be_Happy said:
    I nearly missed this one with the amount of information here, but glad I saw it and very pleased with customer service.

    Used online chat to check eligibility of my account - instant connection and speedy answer.  Selected apply for account on line and within 10 minutes had phone call from local branch asking if I wanted form posted out, or would like telephone appointment to apply.  Chose telephone appointment and received phone call dead on time next day.
    Which one?
    Sorry.   I had searched for YBS regular saver and was thinking of following on from previous quotes.   Yes.  I'm talking about experience applying for YBS Loyalty Regular Saver
  • liamcov
    liamcov Posts: 652 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 11 March 2021 at 4:11PM
    For Reg savers which require a SO (BOS, Hal, Lloyds x 2 and TSB for the ones I have) which are a minimum amount, can I top these up by doing an online bank transfer?

    I know some only allow 1 deposit per month (which would have been done with the SO) and I haven't needed to do so previously, but now due to dwindling rates...
  • bristolleedsfan
    bristolleedsfan Posts: 12,655 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 March 2021 at 4:19PM
    liamcov said:
    For Reg savers which require a SO (BOS, Hal, Lloyds x 2 and TSB for the ones I have) which are a minimum amount, can I top these up by doing an online bank transfer?

    I know some only allow 1 deposit per month (which would have been done with the SO) and I haven't needed to do so previously, but now due to dwindling rates...

    I never fund BOS, Hal, Lloyds x 2 by SO and yes more than 1 payment can be made per month, TSB "you can only pay in once a month by standing order"
  • liamcov
    liamcov Posts: 652 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    liamcov said:
    For Reg savers which require a SO (BOS, Hal, Lloyds x 2 and TSB for the ones I have) which are a minimum amount, can I top these up by doing an online bank transfer?

    I know some only allow 1 deposit per month (which would have been done with the SO) and I haven't needed to do so previously, but now due to dwindling rates...

    I never fund BOS, Hal, Lloyds x 2 by SO and yes more than 1 payment can be made per month, TSB "you can only pay in once a month by standing order"
    Ok thanks I'll have to change them then as I prefer to do it manually.

    So does that mean TSB only allow a SO? So I can't top it up afterwards?
  • bristolleedsfan
    bristolleedsfan Posts: 12,655 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 March 2021 at 4:35PM
    liamcov said:
    liamcov said:
    For Reg savers which require a SO (BOS, Hal, Lloyds x 2 and TSB for the ones I have) which are a minimum amount, can I top these up by doing an online bank transfer?

    I know some only allow 1 deposit per month (which would have been done with the SO) and I haven't needed to do so previously, but now due to dwindling rates...

    I never fund BOS, Hal, Lloyds x 2 by SO and yes more than 1 payment can be made per month, TSB "you can only pay in once a month by standing order"
    Ok thanks I'll have to change them then as I prefer to do it manually.

    So does that mean TSB only allow a SO? So I can't top it up afterwards?

    Yes, TSB only allows a SO Payment, not possible to make payment by internal transfer, you could try amending date on SO and see if second payment goes through
  • soulsaver
    soulsaver Posts: 6,692 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    liamcov said:
    For Reg savers which require a SO (BOS, Hal, Lloyds x 2 and TSB for the ones I have) which are a minimum amount, can I top these up by doing an online bank transfer?

    I know some only allow 1 deposit per month (which would have been done with the SO) and I haven't needed to do so previously, but now due to dwindling rates...

    I never fund BOS, Hal, Lloyds x 2 by SO and yes more than 1 payment can be made per month, TSB "you can only pay in once a month by standing order"
    For a change ,TSB's actual words are unambiguous:
    Monthly Savings Account | Savings | TSB Bank
    "You must set up a monthly standing order between £25 and up to £250 from a TSB current account. You can only make one payment each month into your account."

  • SFindlay
    SFindlay Posts: 394 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    liamcov said:
    liamcov said:
    For Reg savers which require a SO (BOS, Hal, Lloyds x 2 and TSB for the ones I have) which are a minimum amount, can I top these up by doing an online bank transfer?

    I know some only allow 1 deposit per month (which would have been done with the SO) and I haven't needed to do so previously, but now due to dwindling rates...

    I never fund BOS, Hal, Lloyds x 2 by SO and yes more than 1 payment can be made per month, TSB "you can only pay in once a month by standing order"
    Ok thanks I'll have to change them then as I prefer to do it manually.

    So does that mean TSB only allow a SO? So I can't top it up afterwards?

    Yes, TSB only allows a SO Payment, not possible to make payment by internal transfer, you could try amending date on SO and see if second payment goes through
    I don't have SO for TSB, I simply make a transfer from my TSB current account every month and never had a problem. I've never tried to make a second payment though so can't say if it would bounce back or not. 
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