Regular Savings Accounts: The Best Currently Available List!

eddie7612

adindas said:

Nick_C said:

akh43 said:

Re the Virgin Homebuyers account, I opened one on 22 Jan and funded a couple of days later.  It says a maixium of £250 a month, but is this calendar month or from date of opening, ie can I put my next payment in now its Feb or do I have to wait until 22 or later to fund?

Thanks

https://uk.virginmoney.com/savings/products/home_buying_coach_regular_saver#how-do-i-open-and-manage-my-account

I am aware they have stated this:

"This account is only available to users of the Virgin Money Home Buying Coach app". But I remember someone was saying they could open it online wothout the need to install the App.

Is this account could be openend online or only work if you install the apps ? If you could open it onlie, how to do that. Thanks

You can open it online via the link on the first page, I opened mine on a desktop PC. Technically the Ts&Cs require you to have the Home Buying Coach app installed, doesn't appear to be enforced (or can Virgin even check? The app is simple just requires an email address). If you want to be legit, download the app register with your email and read a couple of the articles to get your "100 points" on there which makes you eligible for the Regular Saver.

RG2015

re Virgin Money Home Buyers Club Regular Saver Issue 3.

The summary box says:

”This product is only available to eligible users of the Virgin Money Home Buying Coach app. If you are not a user of this app we will transfer your account to our standard Regular E-Saver.“

The problem here is that there is no standard regular saver currently available.

Also, I opened one on Saturday 30 Jan and transferred £250 from my Virgin Money current account on Saturday no problem. However, my current account changed the date to 1 Feb today (2 Feb) and it is now showing as a deposit on 1 Feb so I cannot deposit my second £250 until 1 March. My fault, I know but clearly neither of Virgin Money’s platforms process transactions on a Saturday.

Rich2808

RG2015 said:

re Virgin Money Home Buyers Club Regular Saver Issue 3.

The summary box says:

”This product is only available to eligible users of the Virgin Money Home Buying Coach app. If you are not a user of this app we will transfer your account to our standard Regular E-Saver.“

The problem here is that there is no standard regular saver currently available.

Also, I opened one on Saturday 30 Jan and transferred £250 from my Virgin Money current account on Saturday no problem. However, my current account changed the date to 1 Feb today (2 Feb) and it is now showing as a deposit on 1 Feb so I cannot deposit my second £250 until 1 March. My fault, I know but clearly neither of Virgin Money’s platforms process transactions on a Saturday.

I don't think Virgin are enforcing their terms and conditions - although no harm logging into the app reading an article for ten seconds and getting 5 points every few weeks to keep you busy during lockdown!

typistretired

Tipton & Coseley BS received my updated passbook and maturity cheque in post today - very impressed

Speculator

typistretired said:

Tipton & Coseley BS received my updated passbook and maturity cheque in post today - very impressed

Me too! When I spoke to them on the phone, they were reluctant to split the cheque but I received all 7 cheques today!
We once had 5 banks and 1 Halifax agency in our little town. Now we have zero banks, only a Saffron and a Post Office so had to split the cheques to pay in via banking app. Didn't fancy paying in at the PO because it gets very crowded in the tiny room with no windows.

typistretired

Tipton & Coseley BS
I am in same position but have paid into Post Office. My main bank only allows £500 per day cheque limit on the app. Paying  in on your phone is credited faster

soulsaver

Barmy in the current circumstances to be sending cheques, isn't it? 
Come on Tipton, are you not aware of Covid?

Speculator

soulsaver said:

Barmy in the current circumstances to be sending cheques, isn't it? 
Come on Tipton, are you not aware of Covid?

Already asked them if they could send funds via BACS/FP but they said "we are not a bank"  Lol.

happybagger

soulsaver said:

Barmy in the current circumstances to be sending cheques, isn't it? 
Come on Tipton, are you not aware of Covid?

Getting off topic so I'll only comment on this once
Are you really suggesting it's a vector of disease? Are you ever aware of a recorded case of any virus from a cheque (or envelope)?
What happens with any post you receive? Or any newspaper delivered by paperboys daily? Or all those products you pick up in the supermarket that may have been touched by customers and have definitely been recently touched by staff who mishandle their masks because they are forced to use them for an 8 hour shift?
A sense of proportion and reality needed methinks.
You'd think Tipton would be able to do BACS or FP anyway, but 'barmy' is overstating it

Fingerbobs

happybagger said:

soulsaver said:

Barmy in the current circumstances to be sending cheques, isn't it? 
Come on Tipton, are you not aware of Covid?

Getting off topic so I'll only comment on this once
Are you really suggesting it's a vector of disease? Are you ever aware of a recorded case of any virus from a cheque (or envelope)?
What happens with any post you receive? Or any newspaper delivered by paperboys daily? Or all those products you pick up in the supermarket that may have been touched by customers and have definitely been recently touched by staff who mishandle their masks because they are forced to use them for an 8 hour shift?
A sense of proportion and reality needed methinks.
You'd think Tipton would be able to do BACS or FP anyway, but 'barmy' is overstating it

Not wishing to speak for soulsaver, and I may be wrong, but I don't think that was the suggestion. It was more that paying in a high-value cheque requires visiting a bank branch, or at least a Post Office - something which could so easlily be avoided by using an electronic payment instead?