Regular Savings Accounts: The Best Currently Available List!

Rich2808

kaMelo said:

liamcov said:

Does anyone know if monthly deposits are necessary / the minimum amount for the below accounts?

Principality Regular Saver Bond issue 23 (1.25%)
Tipton Fixed Rate Regular Saver - App (1.35%)

I can't find the details for these now unavailable to open accounts.

The Principality RS issue 23 has no requirements to deposit each and every month. The only condition is that the opening depostit must be at least £20
Tipton I don't know about.

Pretty certain the terms are the same as the current locals only Tipton RS - no requirement to make a monthly payment each month but no withdrawals allowed until maturity.

https://www.thetipton.co.uk/our-savings/savings-accounts/regular-savings/regular-saver/

Kostas

I have opened an account with Smartsave having seen the latest recommendation on martins money tips
When I asked my bank to transfer money into the account I was advised that there was an adverse comment on the fscs website and they were a clone of another company and may not have the fscs £85000 compensation scheme
So I have not transfered the money
I would appreciate any comments regarding this and how do I find out if this Bank is safe to put money into?

glider3560

Kostas said:

I have opened an account with Smartsave having seen the latest recommendation on martins money tips
When I asked my bank to transfer money into the account I was advised that there was an adverse comment on the fscs website and they were a clone of another company and may not have the fscs £85000 compensation scheme
So I have not transfered the money
I would appreciate any comments regarding this and how do I find out if this Bank is safe to put money into?

This thread is about Regular Saver accounts.  You'll get a better response by opening your own thread.

Pkman

Don't know if anyone mention it already, Dudley postal RS no longer on their website.

But the online version is still there 

adindas

Coventry Regular Saver i3

It is very difficult for me to track all of the changes.

I understand this is variable rate so it could change anytime with notice. I understand it is currently paying 1.55%, no penalty free withdrawal, is that correct or there is new communication that I might have missed? Thanks

Rich2808

adindas said:

Coventry Regular Saver i3

It is very difficult for me to track all of the changes.

I understand this is variable rate so it could change anytime with notice. I understand it is currently paying 1.55%, no penalty free withdrawal, is that correct or there is new communication that I might have missed? Thanks

Am not aware of any planned rate cut for anyone who holds that issue 3 account.
Obviously the regular saver for new applicants/those renewing a matured regular saver is 1.3% - but the rate is still 1.55% on issue 3. It is variable of course and could be cut at any time with only two weeks notice.

akh43

Re the Virgin Homebuyers account, I opened one on 22 Jan and funded a couple of days later.  It says a maixium of £250 a month, but is this calendar month or from date of opening, ie can I put my next payment in now its Feb or do I have to wait until 22 or later to fund?

Thanks

Nick_C

akh43 said:

Re the Virgin Homebuyers account, I opened one on 22 Jan and funded a couple of days later.  It says a maixium of £250 a month, but is this calendar month or from date of opening, ie can I put my next payment in now its Feb or do I have to wait until 22 or later to fund?

Thanks

https://uk.virginmoney.com/savings/products/home_buying_coach_regular_saver#how-do-i-open-and-manage-my-account

typistretired

Virgin Home Reg Saver I opened mine about the same time and put another £250 in today and today’s payment showing in my account

adindas

Nick_C said:

akh43 said:

Re the Virgin Homebuyers account, I opened one on 22 Jan and funded a couple of days later.  It says a maixium of £250 a month, but is this calendar month or from date of opening, ie can I put my next payment in now its Feb or do I have to wait until 22 or later to fund?

Thanks

https://uk.virginmoney.com/savings/products/home_buying_coach_regular_saver#how-do-i-open-and-manage-my-account

I am aware they have stated this:

"This account is only available to users of the Virgin Money Home Buying Coach app". But I remember someone was saying they could open it online wothout the need to install the App.

Is this account could be openend online or only work if you install the apps ? If you could open it onlie, how to do that. Thanks